Devika Chokhani

I am a finance professional with a strong foundation in Financial Planning & Analysis (FP&A), investment research, and financial modelling, complemented by hands-on experience in both banking and asset management environments. Currently working as a Specialist Officer (Scale I) in the FP&A function at Karnataka Bank, I bring a blend of analytical rigor, strategic thinking, and execution capability that enables data-driven decision-making in dynamic financial settings making me well suited for remote finance roles.

In my current role, I work closely with cross-functional teams to manage Capital Work in Progress (CWIP) reporting, track project-wise capital expenditure, and support capitalization readiness through structured financial analysis. I have independently conceptualized and implemented trackers for fee income and Net Interest Margin (NIM), providing management and Board-level stakeholders with clear visibility into profitability drivers and performance trends. I am also an active contributor to the Annual Operating Plan (AOP), supporting budgeting, forecasting, and long-term financial planning initiatives.

My experience extends into investment research and portfolio advisory through roles at Avaggat Services LLP and Bajaj Capital Ltd, where I worked with HNI portfolios. I have evaluated mutual funds across categories, conducted macroeconomic and sectoral analysis, and recommended portfolio rebalancing strategies that improved risk-adjusted returns. These roles strengthened my ability to translate market insights into actionable investment strategies while working with data, clients, and senior stakeholders often in fast-paced and outcome-driven environments.

Academically, I hold a Master’s degree in Management Studies (Business Finance) from XIM University, supported by a strong undergraduate background in commerce. My projects include building a 5-year DCF valuation model for HUL, conducting regression-based macroeconomic research using Python, and co-authoring academic research presented at national conferences. These experiences reflect my ability to combine theoretical finance with practical application and research discipline.

I am highly proficient in advanced Excel, financial modelling, valuation, and ratio analysis, with working knowledge of Bloomberg. I thrive in remote work settings that value ownership, clarity, and accountability, and I am motivated by roles that allow me to contribute meaningfully to financial analysis, strategy, and value creation across geographies.