AGATHA KIHORO
P.O Box 15280 – 00100
GPO NAIROBI
TEL:- /-
Email:-
Citizenship: Kenyan
Gender: Female
Languages: English & Swahili
ENTUSIASTIC, FOCUSED LEADER
Driving Strategy and Operational Excellence for Sustainable Growth
An enthusiastic, visionary and result-driven leader with a wealth of experience in business leadership, financial
institution leadership, portfolio management and growth of loan book, talents management and retention, product
development, finance, internal and external auditing. Adept at fostering innovation, I excel at building high-performing
teams, leveraging market opportunities and achieving sustainable success.
EXECUTIVE SUMMARY
Leadership: Ability to lead diverse teams, cultivate a collaborative culture and inspire peak performance across
all levels of the organization.
Business Growth: Demonstrated success in identifying and capitalizing on growth opportunities, optimizing
operations and enhancing profitability.
Financial Acumen: Strong finance background with a keen eye for financial management, budgeting,
forecasting, profitability optimization and compliance with regulatory standards.
Innovation & Product Development: Expertise in spearheading product innovation, development and lifecycle
management, turning ideas into profitable solutions.
Portfolio Management: Experience in managing loan portfolio to maintain ratios above regulatory requirements
levels.
Analytical Thinking: Strong analytical skills to evaluate complex problems, make data-driven decisions and
implement effective solutions.
Communication: Excellent interpersonal and communication abilities, fostering relationships with stakeholders,
regulators, clients and team members.
AREAS OF EXPERTISE
Transformational leadership
Talents development and retention
Digitizing and automation
Budgeting and forecasting
Balanced portfolio.
Financial & operational planning
Strategic Negotiations
Product development
Policies and Procedures
Procurement and logistics
NPL management
Training and Mentoring
Entrepreneurial mindset and focus
Strategic thinking and result oriented
Flexible, decisive and adaptable
Excellent analytical, communication
and writing skills.
Critical thinking
Excellent
organization
and
interpersonal skills.
High degree of integrity
EXECUTIVE HIGHLIGHTS
BEACON BOOST CONSULTANTS, NAIROBI - KENYA, APRIL 2025 – TO DATE
Position: Lead Consultant
I stepped into Beacon Boost Consultants, to help in setting up and support its running.
Success Snapshot: Established the organizational processes and structures needed for operationalizing it.
Select Contributions: Systems set up and developing trainings and consultancies materials
NEOGATE TRAINING INSTITUTE, NAIROBI - KENYA, NOVEMBER 2024 - MARCH 2025
Position: Trainer Volunteer
The annual Ufalme youth program needed a trainer on finance and career matters. I was considered for the role.
Success Snapshot: Rich engagement with the youth on the topic.
Select Contributions: Training on financial management and career guidance.
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AGATHA KIHORO
KINGDOM SACCO SOCIETY LIMITED, NAIROBI – KENYA, SEPTEMBER 2015 – OCTOBER 2024
Positions: Chief Executive Officer - July 2019 to Oct 2024, General Manager (Finance and Administration) –
September 2015 to June 2019
The need to start risk management function in the SACCO led to my entry to Kingdom Sacco in 2011. There after I
moved up in ranks, contributing to the different phases of its growth, with specific mention on automation, digitization
and overall growth in figures and membership.
Success Snapshot: Relocation and rebranding branches, successful system changeover and stabilization, model
in digitization, Growth of membership and assets.
Select Contributions:
Automated and highly enhanced Mobile App,
improving customer experience ratios to 95%.
Setting strategy and giving direction on execution
that led to growth of membership by 33% and
assets by 43%.
Maintained healthy loan portfolio
Accurate and timely reconciliations.
Optimized liquidity, investments and working
capital decisions.
Accurate and timely reports.
Staff recruitment, development and retention
Tight controls set and monitored.
Timely consolidation of final budgets
Final accounts and audits done on time.
Member education and trainings
Efficient and digitized departments.
Adhered and maintained regulatory requirements.
Defined and monitored organizational risk appetite
levels.
PREVIOUS EXPERIENCES SUMMARY - 2000 TO 2015
Previously I worked as Consultant, Finance manager, Internal Auditor, Audit senior, Auditor, Audit trainee, Assistant
accountant and Accounts / Administrative clerk. I acquired diverse hands-on skills in finance leadership, risk
management, auditing, tax management, presenting audit reports and opinion in AGMs, reconciliations, book
keeping, budgeting, preparation of financial statements, staff training and talents management, establishing an
accounting system, staff records management, filling and office administration among others.
In 2024, I further developed my leadership and professional skills by participating in the Women Leadership Academy
by Dale Carnegie and completing a one-month Women Mentorship Program organized by the Cooperative
Development Foundation of Canada (CDF Canada).
EDUCATION
MBA - MIS option:
BCom - Finance Option:
K.C.S.E:
Kenyatta University, Nairobi - Kenya
KCA University, Nairobi - Kenya
Kihome Secondary School, Nyeri - Kenya
2015 - - – 1997
PROFESSIONAL BACKGROUND
CPA Finalist - 2007
CLUB AND MERMBERSHIP
- ICPAK – Institute of Certified Public Accountants of Kenya from 2010
ICPAK is a statutory body established under the Accountants Act, 2008 for the regulation of the profession of
accountancy in Kenya.
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