Chandan Nigam
E-Mail :--S/o Shri Sriram Nigam- New Kondly Mayur Vihar Phase-III
New Delhi 110096
Mobile no-
OBJECTIVE
Aspiring for a position in Credit & Operation role with organization of repute. I seek a career which
promises challenges, creativity, learning environment and provide personal as well as professional
growth along with the organization growth.
PROFILE SUMMARY
A Dyamanic Professional With Experience In Operation Management ,Credit analysis & Client
Retention In Banking
A Proactive Leader With Hands On Experience In New Branch Set-Up Team Planning Team
Management Motivation & Retention
An Affective communicator with self driven motivation with an ability to quickly learn & ability to solve
complex problems & work pressure.
WORK EXPERIENCE
CPA Manager (Credit/Operation) ICICI Bank Ltd. (Noida Sec-50)
Feb 2011 To Tille Date
Role & Responsibilities:-
Overall supervising Account opening Kyc handling, Tat, and Rejection handling & Monitoring of Loan
processing & Loan booking of Home Loans/LAP/Auto Loan.
Member of a team of 10 employees while ensuring accurate and timely disbursement of Loans as per
TAT mentioned and maintaining nil discrepancies during KYC – NDC & process checks.
Sanctioning, Credit appraisal and Credit underwritting for SENP & Salaried profile.
Imparting training of Credit & Sales staff for effective coordination & communication & better delivery
of services to customers in order to reduce cost, effort, redundancy & TAT.
Responsible of daily & monthly MIS & Reconciliation for open/closed entries of dummy account of
Branch.
Responsible to keep FMTV, Branch Audit, 5S & Risk Compliant in requirment for System & Internal
Audits (SOX, Cheque Annexure, Key Annexure).
Responsible of reducing the TAT for Processing of Home Loan. / Sanctioning Files.
Responsible for recruitment, training Motivation & Retention of Employees.
CAREER AWARDS & ACHIEVEMENTS - INDIVIDUAL
Awarded as the Best CPA Manager 2014 , 2015
Management of Disbursement / Sanction File of loans in NOIDA Branch doing monthly Business of 150.
Cr
CAREER AWARD & ACHIEVEMENT - TEAM
Awarded as the Best Mortgage team in DELHI/NCR
Handling the Highest volume of Disbursement / Sanction File in DELHI/NCR with Lowest TAT
Minimum Error % in Processing of Dockets and Sanction File.
EDUCATION
B.A (GEOGRAPHY), B.U JHANSI( U.P)
BANKING JOB POFILE-HOME LOAN/LAP
File - ( NDC, MAKER, CAM- UNDERWRITTING FOR SENP & SALARIED)
Docket - ( NDC , MAKER, AUTH)
DRE - ( MAKE , AUTH )
PDD- (Document Updation )
FCRM - ( Various SR Creation )
TECHNICAL EXPOSURE
Languate
: Basic Knowledge of Tally 9.2
Operating System
: Windows-98, Windows-2000, Windos-XP
Other
: Microsoft Office XP, Basic Knowledge of Computer Hardware
STRENGTHS
Innovative.
Flexible.
Analytical.
Confident.
PERSONAL DETAIL
Name
: Chandan Nigam
Father's Name
: Mr. Shriram Nigam
Nationality
: Indian
Date of Birth
: 24-April-1988
Permanent Address
DECLARATION
: Behind of Police Station Banda Road Atarra Banda UP -210201
I hereby declare that the above in information given by me is true and correct under
the best of my knowledge
Date_________________
Place________________ Singnature
( Chandan Nigam )