PERSONAL PROFILE
Nickname: Cate Civil Status: Married
Birthday: August 20, 1978 Age: 39 years
Citizenship: Filipino Religion: Catholic
EDUCATIONAL ATTAINMENT
College:St. Paul College University -
Pedro Gil St. Ermita ManilaBSC- Business Management
Secondary: St. Paul College of Paranaque -
Quirino Ave. La Huerta, Paranaque
Primary:St. Paul College of Paranaque -
Quirino Ave. La Huerta, Paranaque
SKILLS:
Expert in MS word, MS Excel, Outlook, Power & other office applications, Dropbox, Google drive, Google calendar and Docs, Avaya One-X, Empower (scheduler), IRIS, Clear Tran (payment processing system), CRM, Sococo (virtual meeting), Falcon Schemas (different Financial Institutions Customer Management Database used by Fraud analysts), PAS (Prepaid Admin System- ADP Payroll System), CATS (Customer Admin Tool- used to cancel Lost & Stolen cards debit or credit cards)
WORK EXPERIENCE:
Customer Service Representative/Fraud AnalystMay 16, 2016- current
VISA PhilippinesRisk Management- Fraud Prevention
15th Floor 5 E-com Building
Mall of Asia Complex, Pasay City
Responsibilities:
Demonstrate consistent, reliable attendance by showing up for work as scheduled with a positive, enthusiastic attitude.
Respond to incoming customer requests quickly, proficiently and professionally while meeting specific quality expectations.
Actively listen and probe to figure out nature of each call and determine the appropriate action(s) to complete the call.
Multi-task across several computer programs to respond to customer inquiries.
Utilize all tools to properly support, action and document all related questions and needs.
Accurately update and maintain cardholder data in appropriate databases.
Collaborate with peers to help cardholders; provide thought-leadership; and inspire both customers and peers in a diverse business environment.
Compliance to Key Control and other policies, including maintaining confidentiality in our secure environment.
Senior Operations Representative November 2014 - September2015
Capital One Philippines (Banking / Financial Services)
Northgate Ave. North Bridgeway Filinvest Corporate Centre
Muntinlupa City
Responsibilities:
Provide excellent customer service to existing customers
Perform account level research and advise customer of products that may benefit them
Stay up to date on all changes, developments and enhancements for all systems, products, and upgrades
Update account information and complete accurate documentation
Owner/Manager January 2003-November 2014
Fill & Chill (Food/Catering/Restaurant)
La Huerta, Paranaque
Responsibilities:
Manage the overall store operations
Create local store marketing promo to increase sales
Create proposal to companies & schools to join bazaars
Monitors daily cash flow and variances
Daily check on availability of stocks before store opening and check on inventories at the end of the day.
Train freelance contractors on store operations.
Senior Specialist February2013-April 2014
Altisouce Business Solutions Inc. (Real Estate/Utilities/Property Management)
2 E-Commerce Bldg. Mall of Asia Complex
Pasay City
Responsibilities:
Handle bank’s foreclosed properties in U.S by communicating with utility providers to activate/deactivate utility services such as gas, electric and water.
Communicates with other Property Inspection and Preservation departments regarding utility-based concerns.
Triggers work items for property repair, inspection and/or follows up on those work items done by either the City/County.
Coordinates with vendors to make sure that work orders are completed within timeframe.
Process utility requests to clear balances/past dues/liens on the property.
Communicate with management daily regarding our workflow and concerns related to utilities.
Property Sales & Customer Service September 2009-January 2013
Company Property of Friends (Real Estate)
Tinio St. Mandaluyong City
Responsibilities:
Handle Real Estate Property sales
Assist customers on site tripping, booth and showroom manning
Process customers' documentation and requirements (Buyer's info), reservation, tax documentation, etc.
Customer Solutions Officer February 2008-November 2008
Citigroup Business Process Outsource
PBCom Tower Ayala Ave. Makati City
Pasay City
Responsibilities:
Handled Australian Credit cards collections (inbound and outbound).
Main responsibility is to collect on all past due/overdue accounts to keep it current, under the credit limit and in good credit standing.
Offered different payment options and payment programs to card members in financial difficulty.
Ensures customer information is up to date on the date base, and makes sure that excellent or "best in class" service is given to our customers.
Skip tracing
Senior Collections Associate October 2006-May 2007
JP Morgan Philippines N.A.
Philam Life Bldg. Paseo De Roxas
Corner Ayala Ave. Makati City
Responsibilities:
Handled U.S. Credit cards collections (inbound and outbound).
Main responsibility is to collect on all past due/overdue accounts to keep it current, under the credit limit and in good credit standing.
Handled inbound calls and did customer service for our clients based in the Unites States, Offered different payment options and payment programs to card members in financial difficulty.
Ensures customer information is up to date on the date base and make sure that excellent or "best in class" service is given to our customers.
Collections Associate 2 October 2004-August 2006
HSBC Data Electronic Processing Philippines Inc. (Banking / Financial Services)
Northgate Ave. North Bridgeway Filinvest Corporate Centre
Muntinlupa City
Responsibilities:
Handle U.S. Credit cards collections (inbound and outbound).
Main responsibility is to collect on all past due/overdue accounts to keep it current, under the credit limit and in good credit standing.
Handle inbound calls and did customer service for our clients based in the Unites States, Offer different payment options and payment programs to card members in financial difficulty.
Ensures customer information is up to date on the date base and makes sure that excellent or "best in class" service is given to our customers.
TRAININGS & SEMINARS: SPONSOR & YEAR
Workplace Harassment & Discrimination VISA Philippines May 2016
FYI15 Compliance Training Bundle VISA Philippines May 2016
FY16 Business Code of Conduct & Ethics VISA Philippines August 2016
Key Controls VISA Philippines August 2016
Global Travel & Expense & Purchasing Card Policy VISA Philippines January 2017
Data Privacy VISA Philippines January 2017
Prevention of Insider Trading VISA Philippines January 2017
Records Management VISA Philippines January 2017
Key Controls VISA Philippines January 2017
Antitrust & Competition Law VISA Philippines January 2017
Workplace Harassment & Discrimination VISA Philippines March 2018
FYI15 Compliance Training Bundle VISA Philippines March 2018
FY16 Business Code of Conduct & Ethics VISA Philippines March 2018
Key Controls VISA Philippines March 2018
Global Travel & Expense & Purchasing Card Policy VISA Philippines March 2018
Data Privacy VISA Philippines March 2018
Prevention of Insider Trading VISA Philippines March 2018
Records Management VISA Philippines March 2018
Key Controls VISA Philippines March 2018
Antitrust & Competition Law
Service member's Civil Relief Act (SCRA) Capital One Philippines 2014 & 2015
The Gramm–Leach–Bliley Act (GLBA) Capital One Philippines 2014 & 2015
U.S. Anti-Money Laundering Act Capital One Philippines 2014 & 2015
Securities & Exchange Act of 1934 Capital One Philippines 2014 & 2015
Fair and Accurate Credit Transactions Capital One Philippines 2014 & 2015
Act of 2003 (FACTA)
Privacy Act of 1974 Capital One Philippines 2014 & 2015
U.S. Fair Debt Collection Practices Act (FDCPA) HSBC, JP Morgan 2004 & 2007
U.S. Specialty States Collections Practices Act HSBC, JP Morgan 2004 & 2007
English as Second Language (ESL) Training HSBC, JP Morgan 2004 & 2007
English Communication Skills Training HSBC, JP Morgan 2004& 2007
Restaurant Analysis for Profit Sales & Strategy Performex October 2001
Effective Supervisory Skills for Managers Performex October 2001
PhilAm Life Insurance (Pre-need) PhilAm Life April 2000
PhilAm Life Non-Insurance (fire, car, wealth, health) PhilAm Life April 2000
Departure Control System MIASCOR NAIA 1999
PhilBanking Corporation OJT PhilBank October 1998
Cora Dela Rosa Personality Development SPCM 1991 & 1992
AWARDS & RECOGNITIONS
VISA Philippines Customer Commendation
Capital One NPS ELITE AWARDEE July 2015
Capital One NPS ELITE AWARDEE May 2015
Capital One NPS ELITE AWARDEE January 2015
Capital One Multiple Customer Commendation Hall of Fame August 2015
Capital One Multiple Customer Commendation Hall of Fame July 2015
Capital One Multiple Customer Commendation June 2015
Capital One Multiple Customer Commendation May 2015
Capital One Multiple Customer Commendation April 2015
Capital One Multiple Customer Commendation February 2015
Capital One Multiple Customer Commendation January 2015
Altisource Top Performer Overall Rank 1 Quarter 3 2014
Altisource Top Performer Overall Stack Rank 2 Quarter 3 2014
Altisource Top Performer Overall Rank 2 Quarter 2 2014
JP Morgan Top Collector Award January 2008
HSBC/HDPP Top Collector Award August 2005
REFERENCE:
Pauleen Ilagan - Team ManagerHarvey Vista- Team Leader
VISA PhilippinesAltisource Solutions Inc.
14th Floor 5 E-com Building2 E-Commerce Bldg.
Mall of Asia Complex, Pasay CityMall of Asia Complex, Pasay City
Office: (- Office#: (-
Christine Quijano- Team Leader
Capital One Philippines
Northgate Ave. North Bridgeway
Filinvest Corporate Centre, Muntinlupa City
Office#: (-