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RATED RISK REPORT NAME SURNAME H **** C** Y***** T.R. ID NO. / TAXPAYER ID NO. ********162 DATE OF THE REPORT REFERENCE CODE -A377BCE PAGE 2 RATED RISK REPORT NAME SURNAME / T.R. ID NO. H**** C** Y***** ********1 62 DATE OF THE REPORT - REFERENCE NO 5032A377BCE Your Findeks Credit Rating is 1182 The constituent parts of Findeks credit rating The Credit Registry Office Inc.( KKB Kredi Kayıt Bürosu A.Ş ) ; has the right to amend the calculation method of the credit note if it is needed to remain a valid indicator of the credit rating. The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. PAG E 3 RATED RISK REPORT NAME SURNAME / T.R. ID NO. DATE OF THE REPORT REFERENCE NO H**** C** Y***** ********162 - 5032A377BCE Number of Institutions Worked with (D1) 6 Products on Credit 6 (D2) Limits Total (D3) 14.388 TL Loans Total (D4) 209 TL Last date of loan usage (D5) 28/05/2015 Debt/ Rate of the limits The most negatory situation in the history of payments %1 2 postponement of payments Number of balances in deferment (E1) - Balances total in deferment (E2) - Longest Delay time existing (E3) - Number of financial institutions notifying (F1) - Total number of credits under legal proceedings (F2) - Total balance of credits under legal proceedings (F3) - The last date being taken under legal proceedings (F4) - The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. PAGE 4 RATED RISK REPORT NAME SURNAME / T.R. ID NO DATE OF THE REPORT REFERENCE NO H**** C** Y***** ********162 - 5032A377BCE Ratio of Limit Usage Loan Distribution of Products under Credit The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. PAGE 5 RATED RISK REPORT NAME SURNAME / T.R. ID NO DATE OF THE REPORT H**** C** Y***** ********162 REFERENCE NO - 5032A377BCE CREDIT CARDS OPEN Total Limit DENIZBANK Total Loan 31/08/2017 3.700 TL Date Opened: 28/05/2015 Period of Notice: Date Closed: Active Deferral Loan: Situation of Owner of the Account 0 TL Balance under legal proceedings: responsibility: Installment balance: 31/08/2017 Register Ref. No: Collection/Legal proceeding date: Ratio of Limit Usage: -A % 0.0 Previous Payment Transactions OPEN GARANTI BANKASI Date Opened: Date Closed: Situation of responsibility: Installment balance: Total Limit Total Loan 2.000 TL 209 TL 29/09/2014 Active Owner of the Account 165 TL Period of Notice: 25/09/2017 Deferral Loan: - Balance under legal proceedings: - 25/09/2017 Register Ref. No: Collection/Legal proceeding date: -D Ratio of Limit Usage: % 11.0 - Previous Payment Transactions Mar16 Apr16 May16 Jun16 Jul16 Aug16 AKBANK Date Opened: Date Closed: Situation of responsibility: Installment balance: 19/02/2010 17/09/2016 Owner of the Account 0 TL Total Limit Total Loan 5.000 TL Period of Notice: Last delayed amount: Balance under legal proceedings: 17/10/2016 17/10/2016 - Register Ref. No:-A Collection/Legal proceeding date: - - Ratio of Limit Usage: % 0.0 Previous Payment Transactions Apr15 May15 Jun15 1 1 period delay Jul15 Aug15 Sep15 Oct15 Nov15 Dec15 Jan16 Feb16 2 2 periods delay 3 3 periods delay Mar16 Apr16 May16 Jun16 Jul16 Aug16 Sep16 ! Collection/Legal proceeding Payment on time The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. PAGE 6 RATED RISK REPORT NAME SURNAME / T.R. ID NO H**** C** Y***** ********1 62 DATE OF THE REPORT - REFERENCE NO 5032A377BCE YAPI KREDİ BANKASI The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. PAGE 7 RATED RISK REPORT NAME SURNAME / T.R. ID NO DATE OF THE REPORT H**** C** Y***** ********1 62 REFERENCE NO - 5032A377BCE CONSUMER LOANS CLOSED ZİRAAT Ziraat BANKASI Bankası Total Limit Total Loan - 16.000 TL 21/11/2016 Date Opened: 22/05/2014 Period of Notice: 21/11/2016 Date Closed: 21 /10/2016 Last Delayed Amount: - Situation of responsibility: Number of Installment: Balance under legal Owner of the Account proceedings: 36 Amount of Installment: - Register Ref. No: Collection/Legal proceeding date: - F - Ratio of Limit Usage: % 0.0 661 TL Previous Payment Transactions May15 Jun15 Jul15 Aug15 Sep15 Oct15 Nov15 Dec15Jan16 Feb16 Mar16 Apr16 May16 Jun16 Jul16 Aug16 Sep16 Oct16 CLOSED QNB FINANSBANK Date Opened: Date Closed: Situation of responsibility: Number of Installment: Total Limit 8.600 TL Total Loan 21/05/2016 09/12/2015 Period of Notice: 21/05/2016 Last Delayed Amount: - Register Ref. No: Collection/Legal proceeding date -A 21 /04/2016 Owner of the Account Balance under legal proceedings: - Ratio of Limit Usage: % 0.0 3 Amount of Installment: 1486 TL - Previous Payment Transactions CLOSED Total Limit QNB FINANSBANK Date Opened: Date Closed: Situation of responsibility: Number of Installment: 20 Total Loan - 6.400 TL 17/08/2017 17/07/2017 Period of Notice: 17/08/2017 Last Delayed Amount: - Register Ref. No :-I Collection/Legal proceeding date: - Owner of the Balance under legal Ratio of Limit Usage: Account proceedings: - 09/12/2015 Amount of Installment: % 0.0 327 TL Previous Payment Transactions The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. PAGE 8 RATED RISK REPORT NAME SURNAME / T.R. ID NO DATE OF THE REPORT REFERENCE NO H**** C** Y***** ********1 62 - 5032A377BCE CONSUMER LOANS CLOSED QNB FINANSBANK Date Opened: Date Closed: : Total Limit 17/08/2017 Total Loan - 4.450 TL 27/04/2016 17/07/2017 Period of Notice: 17/08/2017 Last Delayed Amount: Balance under legal Situation of responsibility: Owner of the Account proceedings: Number of Installment: 15 Amount of Installment: 3070 TL Previous Payment Transactions Register Ref. No : Collection/Legal proceeding date: - D - Ratio of Limit Usage: % 0.0 May16 Jun16 Jul16 Aug16 Sep16 Oct16 CLOSED Total Limit QNB FINANSBANK Date Opened: Date Closed: Situation of responsibility: Number of Installment: 02/05/2016 Period of Notice: 17/07/2017 Last Delayed Amount: Owner of the Account Balance under legal proceedings: 15 Amount of Installment: 17/08/2017 Total Loan - 2.400 TL 17/08/2017 - Register Ref. No:-A Collection/Legal proceeding date: - - Ratio of Limit Usage: % 0.0 1651 TL Previous Payment Transactions Jan17 Feb17 Mar17 Apr17 May17 Jun17 Jul17 21 22 1 CLOSED Total Limit DENIZBANK Date Opened: Date Closed: Situation of responsibility: Number of Installment: Total Loan - 28.000 TL 25/05/2016 09/11/2012 Period of Notice: 25/04/2016 Last Delayed Amount: Owner of the Account Balance under legal proceedings: 25/05/2016 - Register Ref. No:-J Collection/Legal proceeding date: - - Ratio of Limit Usage: 60 659 TL Amount of Installment: % 0.0 Previous Payment Transactions Eki14 Kas14 Ara14 Oca15 Şub15 Mar15 Nis15 May15 Haz15 Tem15 Ağu15 Eyl15 Eki15 Kas15 Ara15 Oca16 Şub16 Mar16 1 period delay 2 periods delay 3 periods delay Collection/Legal proceedings Payments on time The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. NAME SURNAME / T.R. ID NO DATE OF THE REPORT H**** C** Y***** ********162 - REFERENCE NO 5032A377BCE PAGE 9 RATED RISK REPORT CONSUMER LOANS CLOSED DENİZBANK Date Opened: : Date Closed: Total Limit Total Loan - 3.167 TL 07/09/2016 19/07/2017 Period of Notice Last Delayed Amount 19/08/2017 - Situation of responsibility: Owner of the Account Balance under legal proceedings: - Number of Installment: Amount of Installment: 124 TL 36 19/08/2017 Register Ref. No: Collection/Legal proceeding date: -I Ratio of Limit Usage: % 0.0 - Previous Payment Transactions 20/10/2017 CLOSED Total Limit VOLKSWAGEN DOĞUŞ FİNANS Total Loan - 77.381 TL Date Opened: 25/04/2016 Period of Notice: 20/10/2017 Date Closed: 20/09/2017 Last Delayed Amount: - Owner of the Account 18 Balance under legal proceedings: - Amount of Installment: 45983 TL Situation of responsibility: Number of Installment: Register Ref. No: Collection/Legal proceeding date: -A - Ratio of Limit Usage: % 0.0 Previous Payment Transactions May16 Jun16 Jul16 Aug16 Sep16 Oct16 1 1 period delay 2 2 periods delay 3 3 periods delay ! Collection/Legal proceedings Payments on time The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. PAG E 1 0 RATED RISK REPORT NAME SURNAME / T.R. ID NO DATE OF THE REPORT REFERENCE NO H**** C** Y***** ********1 62 - 5032A377BCE Mortgage Loans CLOSED TÜRKİYE İŞ BANKASI Date Opened: Date Closed: Situation of responsibility: Number of Installment: 13/05/2015 14/09/2017 Owner of the Account 120 Total Limit Total Loan Period of Notice: Last Delayed Amount: Balance under legal proceedings: Amount of Installment: Register Ref. No:-A Collection/Legal proceeding date: Ratio of Limit Usage: % 0.0 Previous Payment Transactions Mar16 Apr16 May16 Jun16 Jul16 Aug16 Sep16 Oct16 1 Period delay 2 periods delay 3 periods delay Collection/Legal proceedings Payments on time The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. PAG E 1 1 RATED RISK REPORT NAME SURNAME / T.R. ID NO DATE OF THE REPORT REFERENCE NO H**** C** Y***** ********162 - 5032A377BCE Overdraft Account OPEN ZİRAAT BANKASI Date Opened: 22/05/2014 Date Closed: Active Total Limit Total Loan - 1.000 TL Period of Notice: Deferral Loan: 10/09/2017 10/09/2017 Register Ref. No: - Collection/Legal proceeding date: -A Previous Payment Transactions OPEN QNB FİNANSBANK Total Limit 3.150 TL 21/09/2017 Total Loan - Date Opened: 07/08/2014 Period of Notice: 21/09/2017 Register Ref. No: - A Date Closed: Active Deferral Loan: - Collection/Legal proceeding date: - Previous Payment Transactions Mar16 Nis16 May16 Haz16 Tem16 Ağu16 Eyl16 Eki16 Kas16 Ara16 Oca17 Şub17 Mar17 Nis17 May17 Haz17 Tem17 Ağu17 OPEN Total Limit HSBC Total Loan - 2.700 TL Date Opened: 19/02/2014 Date Closed: Active 31/07/2017 Period of Notice: 31/07/2017 Register Ref. No: -E Deferral Loan: - Collection/Legal proceeding date: - Previous Payment Transactions The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. PAG E 1 2 RATED RISK REPORT NAME SURNAME / T.R. ID NO DATE OF THE REPORT REFERENCE NO H**** C** Y***** ********162 - 5032A377BCE Overdraft Account OPEN Total Limit TÜRKİYE İŞ BANKASI Date Opened: Date Closed: Total Loan - 1.838 TL 13/05/20 15 Active Period of Notice: Deferral Loan: 06/09/2017 - 06/09/2017 Register Ref. No: -D Collection/Legal proceeding date - -: Previous Payment Transactions Mar16 Apr16 May16 Jun16 Jul16 Aug16 Sep16 Oct16 Nov16 Dec16 Jan17 Feb17 Mar17 Apr17 May17 Jun17 Jul17 Aug17 CLOSED DENİZBANK Total Limit Total Loan - Date Opened: 09/11/2012 Period of Notice: 25/05/2016 Date Closed: 25/04/2016 Last Delayed Amount: - 25/05/2016 Register Ref. No: Collection/Legal proceeding date: - D - Previous Payment Transactions Nov14 Dec 14 Jan15 Feb15 Mar15 Apr15 May15 Jun 15 Jul 15 Aug15 Sep15 Oct 15 Nov15 Dec15 Jan16 Feb16 Mar16 Apr16 CLOSED Total Limit - AKBANK Date Opened: 14/03/2014 Date Closed: 05/10/2016 Total Loan - Period of Notice: 05/11/2016 Last Delayed Amount: - 05/11/2016 Register Ref. No: Collection/Legal proceeding date: - D - Previous Payment Transactions May15 Jun15 Jul15 1 1 period delay Aug15 Sep15 Oct15 2 2 period delay 3 3 periods delay ! Collection/Legal proceedings Payments on time gecikme The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons. Sa yf a 1 3 RATED RISK REPORT NAME SURNAME / T.R. ID NO DATE OF THE REPORT REFERENCE NO H**** C** Y***** ********1 62 - 5032A377BCE Commercial Credit As of the date of the issue of this report, There is no commercial credit information enounced by the financial institutions. The Findeks Credit Rating and Risk Report is made by means of using commercial and personal loan information which the banks and financial institutions inform regularly. Findeks Credit Rating and Risk Report does not have any responsibility for any mistakes that may occur in the Findeks Credit Notification and Risk Report due to missing, incorrect, delayed datas for various reasons, or not being declared at all to the Credit Registration Bureau systems. Findeks Credit Rating is a risk estimation which is calculated by statistical methods based on the customer's past credit payment habits in singular terms and does not include a statement, inducement or a guarantee of the commitment that customer will exhibit the exact payment habits herein after. KBB; The Credit Registration Bureau is not responsible for any misuse of the Findeks Credit Rating and Risk Report’s loan decisions for any ordinance may or may not be commercial use or change hands to unauthorized persons.