Bruce Esadia

ESADIA BRUCE P.O BOX 53604 – 00200, Nairobi Telephone number: - E-mail Address:-; Objective Obtain a challenging leadership position in a dynamic work environment where I can apply creative problem solving and honed management skills with a focus on promoting business growth by providing superior value and service to achieve maximum profits for the organization. Technical Skills/Proficiencies Excellent skills in:  Telegraphic Transfers (TT’S)  Real Time Gross Settlements (RTGS)  Reconciliations  Trade operations  Documentary Credit/Refinanced bills.  Documentary Collection / Avalized bills.  Exports Letters of Credit  Exports Collection  Clean Collections  Guarantees  Bill discounting  Lending.  Computer Skills: Ms Word, Ms Excel, Ms Access, Ms Powerpoint & Typing Master  Problem-solving skills/Negotiation.  Teamwork  Training skills  Listening skills  Communication skills  Marketing Skills  Management Skills Work Experience February 2024 – Present: Euro Exim Bank Ltd Trade Finance Sales Specialist (Consultant)       Support the sale of trade instruments, funding, account opening and correspondent banking. To introduce and promote the Company’s financial products to the potential customers in the Territory To develop new and profitable trade finance channels in varied industries, & segments in the Territory To support the sale of the bank products To arrange a good deal and close transactions between confirmed customers and the Company specifically Trade finance Marketing (issuing letters of credit, factoring, export credit and insurance, SBLC etc Provide periodic reports to the Company as instructed by the Company June 2020 – Present: Nur Logistics Company Ltd Managing Director        Overseeing day to day running of the business Preparation of board reports and secretary to the board of Directors meeting Preparation of quarterly reports to the Board of Directors Head of Corporate Marketing Co-ordination of marketing teams People management Client Management  Any other duties as allocated by the board. Dec 2013 – January 2020 : The Co-operative Bank of Kenya Ltd Seconded Staff to Co-operative Bank Of South Sudan Ltd, Juba, South Sudan Head Corporate Banking and Trade Finance Department                    Overseeing day to day running of the department Heading the marketing of trade finance products A member of the Board of Management (BOM). A member of various committees in the bank under the Board of Management. Coming up with Strategies on how to meet the departmental targets Ensuring import letters of credit are established in accordance with international standards and within the agreed service level. Ensuring export letters of credit and any amendments received from correspondent banks are advised to the beneficiary on real time basis. Identifying and utilizing the most appropriate confirming bank when establishing letters of credits and ensure that limits for all our corresponding trade banks are well managed. Overseeing that documentary collection bills are handled in accordance with the international standards and the agreed service levels. Issuing guarantees in accordance to the laid down procedures with complete documentation in place Preparing periodical financial reports on letters of credits, documentary collections, bills discounted and guarantees Handling Corporate client base from a trade finance perspective in close cooperation with the corporate Relationship Managers to achieve overall Trade sales plan while targeting and winning new income from prospective clients Advising clients on technical international trade transactions based on market research/intelligence. Supporting the corporate relationship team by providing the necessary skills, knowledge and training to help drive their portfolios trade product. Handling all guarantees issued through our correspondence Banks via swift MT760 Providing borrowing customers with the correct loan products, appraising their loan applications and disbursing the loans to them. Managing the overall Portfolio at Risk (PAR) for the department to be below the banks allowed limits. Managing the corporate customers in the bank. Coordinating and overseeing the tax collection business in the bank on behalf of the government of South Sudan. Jan 2012-To Nov 2013 I &M Bank Ltd, Nairobi, Kenya Trade finance Department Officer             Verification and Authorization in both swift and Core banking system entries in the department Ensuring import letters of credit are established in accordance with international standards and within the agreed service level. Ensuring export letters of credit and any amendments received from correspondent banks are advised to the beneficiary on real time basis. Identifying and utilizing the most appropriate confirming bank when establishing letters of credits and ensure that limits for all our corresponding trade banks are well managed. Overseeing that documentary collection bills are handled in accordance with the international standards and the agreed service levels. Issuing guarantees in accordance to the laid down procedures with complete documentation in place Preparing periodical financial reports on letters of credits, documentary collections, bills discounted and guarantees Handling Corporate client base from a trade finance perspective in close cooperation with the corporate Relationship Managers to achieve overall Trade sales plan while targeting and winning new income from prospective clients Advising clients on technical international trade transactions based on market research/intelligence. Supporting the corporate relationship team by providing the necessary skills, knowledge and training to help drive their portfolios trade product. Handling refinanced bills for the bank, keeping records and following up with co-bank for credits. I handle all guarantees to be issued through our correspondence Banks via swift MT760   Reconcile the Nostro/vostro accounting entries related to Trade Finance I train all management trainees and new staff on the procedure and handling of trade products on import and export Documentary credits;  Issuing of letter of Credit and managing the issued credits – including amendments and cancellation via swift.  Maintaining of issued letters of credit in the core banking system and collecting transaction charges as per banks tariff.  Advising customers on receipt of documents and maintaining the same in the system  Negotiation of import documents and advising correspondent Banks on maturity date on receipt of documents.  Preparation of maturity listing and advising the same to Relationship Managers.  Monitor all correspondent banks statements for Credits /debtors relating to Documentary credits and proceeds administered transactions  Correspondence with other banks and handling queries related to trade services.  Ensure that all payments due are made and processed on respective due date.  Effective reconciliation of the nostro/vostro accounts entries.  Document checking against the LC, ISBP and UCP600.  Sending of rejection and acceptance messages to Nominated /negotiating banks. Export letters of credit  Advising clients on receipt of export letter of credit  Effect amendments requested for related export letter of credit  Maintaining of export letter of credit in the system and advising Customers on receipt of export proceeds and applying them accordingly  Ensure that all records related to export credits are accurately maintained for future reference. Documentary collection  Advising clients on receipt of collected documents  Preparation of import /export collection documents  Maintaining records of import/export collection and on the core banking system  Payments of collection bills on maturity dates via swift  Ensuring that all clients instructions are processed on same day of receipt and transaction debit advices mailed respectively. December 2007 to Dec 2011 I &M Bank Ltd, Nairobi, Kenya Funds Transfer department Officer Responsibilities but not limited to this:  I was the assistant head of department from-  Overseeing the day to day operations of the department together with the Head of Department.  Authorized messages in SWIFT related to funds transfer i.e. MT. 102,103,191,192,195,196,199,110,111,202 etc.  Reconciliation of Vostro/Nostro accounts for items related to customer to customer funds transfer.  Ensuring that formatting of messages is STP to avoid unnecessary charges.  Ensuring that all RTGS payments are effected within the CBK cut-off times.  Ensured that all queries both from customers and correspondent banks are resolved within 24hrs as per the banks policy.  I handled income reconciliation to ensure that there is no income leakage  Reconciled the Nostro/vostro accounting entries related to funds transfer  I trained all management trainees and new staff on the procedure and handling of funds transfer products  Preparation of CBK reports for all high value payment or receipt proceeds for the department  Providing Monthly statistics and metrics. June 2007 to August 2007 Fina Bank Ltd, Nairobi, Kenya Cash Officer Responsibilities but not limited to this:  Receiving and making cash payments to customers  Processing of inward cheque deposits  Solving of mixed cheque disputes  Solving of fake notes disputes  Collecting of outward cheques.  Doing over the counter sales for account opening Education - – Egerton University, Njoro, Nakuru, Kenya . (Bachelor of Education (Science)- Major in Physics and Minor in Mathematics, 2nd Class Honors-Upper Division)  - – Nyang’ori High School, Vihiga, Kenya (KSCE Certificate)  -- Gimarakwa Primary school, Vihiga, Kenya (KCPE Certificate) Professional Qualifications / Other Training Aug 2020 – To Date Machine Learning - Ongoing Aug 2020 – To Date IT Support Professional Certificate – Ongoing Nov 2020 Cash and Voucher Assistance – Humanitarian Leadership Academy (KAYA) Nov 2019 – Sep 2020 Advanced Commodity Finance - an E –Course of Certified Trade Finance Professional (CTFP) by International Chamber of Commerce (The ICC Academy) October 2019 Certificate for Documentary Credit Specialists(CDCS) – London Institute of Banking and Finance June 2017 Certified Public Accountants (CPA) - Ongoing June 2013 International banking and Trade finance: Letters of Credit and Documentary Credits Program( LCTA) Jan 2010-May 2010 Corporate Banking and Credit Analysis Certificate- By Institute of Banking and Business Communication May 2009-Oct 2009 Basic Banking Certificate - By Institute of Banking and Business Communication September 2009 Fire Marshall and Emergency First Aid Training April - May 2008 Empowerment for Higher Performance Training (Facilitated by I&M Bank Ltd and Powerplay ) Accomplishments  I was the head of Corporate and Trade Finance in Co-operative Bank of South Sudan Ltd  I was a member of the Board of Management (BOM) of Co-operative Bank of South Sudan  I was the chairman of the Evaluation Committee which reports to BOM  I was a member of other BOM committees i.e. Credit Committee, Expenditure and Management Committee     (EMC) and Assets and Liabilities Committee (ALCO) in Co-operative Bank of South Sudan. I introduced bancassurance and Insurance Premium Finance (IPF) products in Co-operative Bank of South Sudan. I was the assistant head of funds transfer department in I&M Bank Ltd. I oversaw the implementation of interface of Core banking system and Swift which increased efficiency and reduced turnaround time in I&M Bank Ltd. I was part of the team that implemented internet banking to customize it to meet the funds transfer needs in I&M in I&M Bank Ltd. Referees 1. Charles Andonyi Amanga P.O Box-, Nairobi Kenya Cell. -, -).Vincent Wesonga Chisaka P.O Box-, Nairobi Kenya Phone: -, -).James Jairo P.O Box-, Nairobi, Kenya Cell. -, -