Bilal Usama

Hi, I’m Bilal – a part-qualified Chartered Accountant (CA Inter) with over three years of hands-on experience working with UK-based clients. Numbers have always been my thing, but what really drives me is using those numbers to help businesses understand their performance, stay compliant, and grow with confidence.

Over the years, I’ve worked extensively in bookkeeping, management accounts, VAT preparation and submissions, payroll processing, pension filings, and annual accounts preparation. My work has involved everything from setting up charts of accounts for new businesses, to reconciling complex intercompany transactions, to clearing backlogs that others found daunting. I’m also comfortable leading a team, reviewing their progress, and training junior staff to work more efficiently.

I’ve developed a strong command over tools like Xero, QuickBooks, Sage, DEXT, Nomisma, IRIS, TaxCalc, VT+, and Excel. Whether it’s reconciling a messy bank feed, preparing accurate VAT returns, or building a clear and concise set of management accounts, I’m confident in delivering work that’s accurate, timely, and tailored to the client’s needs.

One thing my clients appreciate is that I don’t just “do the work” – I take the time to explain what the numbers mean. Whether you’re a small business owner trying to understand cash flow, or a manager looking for better insight into performance, I make sure the financial data is presented in a way that’s clear and actionable.

I’ve been fortunate to work with a variety of industries – from retail to construction to professional services – which has helped me develop a flexible approach. I understand that every business is different, so my role isn’t just about applying accounting rules, but about adapting them to the specific context and goals of each client.

If you’re looking for someone who’s detail-oriented, reliable, and easy to work with, I’d be happy to help. My goal is always the same: make your accounting stress-free, ensure compliance with regulations, and provide you with the kind of financial clarity that supports smart decision-making.

Let’s make the numbers work for you – so you can focus on growing your business, while I handle the rest.