Ariel Francis

ARIEL FRANCIS Lot#190 HDC Development Cashew Gardens North Carlsen Field, Macadamia Avenue, Chaguanas, Trinidad,-1 - SUMMARY Highly skilled and detail-oriented Loan Officer/Accounts Clerk with 10+ years of experience in accounts receivable, accounts payable, debt recoveries, and payroll. Consistently recognized for maintaining a high level of confidentiality and professionalism with strengths in communication, analysis, and initiatives to streamline processes. Expert at using Cumme, Peachtree Accounting, and advanced Excel functions to improve work efficiency and save costs. Possess a Bachelor of Science with Honors in Accounting and Finance. WORK EXPERIENCE LOAN OFFICER/ACCOUNTS CLERK June 2017-Present INDEPENDENT COMMUNITY CREDIT UNION CO-OPERATIVE SOCIETY LIMITED, #6 Seaview Hill, Carenage Procedure loan applications and documentation for senior management/credit committee. Analyze 20+ loan debt recovery cases per week quickly and accurately. Perform 20+ daily outbound calls to customers and other financial institutions. Negotiate payment plans, and past-due balances to ensure timely payments. Communicate with clients on account-related matters clearing $1.2m+ in accounts receivable. Distribute payments to customers and monitor purchase orders, invoices, etc. Perform office duties to promote efficiency and process journal entry records to ensure accuracy. Train and supervise employees, ensuring they maintain high attention to detail. Serve as Acting Manager when the manager is absent from the office. ACTING MANAGER February 2022-August 2022 INDEPENDENT COMMUNITY CREDIT UNION CO-OPERATIVE SOCIETY LIMITED, #6 Seaview Hill, Carenage Completed internal controls accounting functions accuracy for accounts payable and receivable. Managed payroll software and payments to relevant statutory authorities. Liaised with external and internal auditors reviewing and reconciling financial statements. Designated to train operations manager based on my stellar track record. Developed and implemented internal reports to senior management with timely information. Improved company profitability and reduced operational costs. JUNIOR ACCOUNTS CLERK/CASHIER January 2014-May 2017 INDEPENDENT COMMUNITY CREDIT UNION CO-OPERATIVE SOCIETY LIMITED, #6 Seaview Hill, Carenage Prepared transactions while issuing cheques, receipts, and updating ledges, etc. Managed petty cash and office cash reconciliation report daily. Skillfully utilized the company’s accounting software to maintain accurate records of daily transactions. Performed basic office tasks, such as typing, filing, data entries, answering phones, etc. Resolved discrepancies with clients and vendors. EDUCATION SCHOOL OF ACCOUNTING AND MANAGEMENT CARIBBEAN LIMITED, Trinidad September 2023 ANGLIA RUSKIN UNIVERSITY, United Kingdom, England Bachelor of Science with Honors in Accounting and Finance Honors: Upper Second Class (GPA: 3.3) SCHOOL OF PRACTICAL ACCOUNTING & ACCOUNTING SERVICES, Trinidad January 2013 Assessment of Merit Certifies Practical Accounting – A+, Book-Keeping – A+, Finalization of Accounts A+, Introduction to Computers – A, Microsoft Excel – A, Peachtree Accounting A+, Office skills – A+ TRINIZUELA TECHNICAL AND VOCATIONAL COLLEGE, Trinidad April 2012 THE CITY AND GUILDS OF LONDON INSTITUE, United Kingdom, England Level 1: Office Procedures - 5 Credits (PASS) Level 1: Book-Keeping and Accounts - 3 Credit (FIRST CLASS PASS) Level 1: English for Business Communication - (PASS) Typewriting Elementary: (FIRST CLASS PASS) Basic IT for Office Applications: (PASS) SOUTH-EAST PORT of SPAIN GOVERNMENT SECONDARY SCHOOL, Trinidad July 2008 Certificate of Completion Caribbean Examinations Council: (CXC) – Secondary Education COURSES THE CO-OPERATIVE CREDIT UNION LEAGUE OF TRINIDAD AND TOBAGO LIMITED, Trinidad August 2023 Certificate of Participation: Anti-Money Laundering/Combating Financing Terrorism/Proliferation Financing THE CO-OPERATIVE CREDIT UNION LEAGUE OF TRINIDAD AND TOBAGO LIMITED, Trinidad May 2023 Certificate of Participation: Loan Assessment IQ ACCOUNTING AND CONSULTING LIMITED, Trinidad February 2022 Introduction to Taxation/ Payroll and Related Taxation IQ ACCOUNTING AND CONSULTING LIMITED, Trinidad March 2022 Senior Accounting Assistant and Accounting Assistant YOUTH TRAINING AND EMPLOYMENT PARTNERSHIP, Trinidad Caribbean Vocational QualificationMarch 2016 Data Operations PERSONAL REFERENCE Rukiya Williams - Junior Accounts Clerk/Cashier Independent Community Credit Union Co-Operative Society Limited #6 Seaview Hill Carenage Contact: 1 - Michelle Eve - Entrepreneur Michelle Divine Treats Upper Abbe Poujade Street Carenage Contact: 1 -