Ann Mary
Thrissur, Kerala, India • - •-
Banking professional with nearly 2 years of experience in handling cash operations, deposit mobilization, and end-to-end management of individual savings accounts, current accounts, and non-individual/NRI savings accounts. Skilled in daily transaction handling, account servicing, and compliance with regulatory policies while ensuring high standards of customer satisfaction. Experienced in monitoring account portfolios, identifying transaction patterns, and supporting data-driven decisions for improving branch performance and customer engagement
Experience
Scale I Officer- Savings Bank And Deposits
The Federal Bank Ltd
August 2023 – Present
Presented and analyzed financial data using Excel, charts, and tables to track trends in savings deposits, current accounts, and NRI portfolios, supporting internal reporting and decision-making.
Interpreted customer-level data on yield, price sensitivity, and stability of deposits to evaluate investment merits for branch-level deposit strategies.
Monitored and assessed unit economics by analyzing inflow/outflow patterns and operational costs across various account types.
Collaborated with internal audit and data teams to check and interpret financial metrics, ensuring accuracy in KYC, compliance, and cash handling processes.
Gained exposure to portfolio analytics by tracking account performance, transaction volumes, and client behavior patterns across both individual and non-individual accounts.
Skills
Data Analysis: Excel, SQL, and Python for data analysis and reporting.
Database Management: Skilled in SQL, database design, and management.
Programming: Knowledge of Python.
Soft Skills: Communication, Problem Solving, Critical Thinking, Attention to Detail, Adaptability
Education
Master of Science in Computer Science |Christ College, Irinjalakuda| Calicut University| June 2021 to March 2023|CGPA:9.22/10
Bachelor of Computer Application |Sahrdaya College of Advanced Studies, Kodakara| Calicut University| June2017 to March 2020|7.78/10
Certifications
NISM Certificate: National Institute of Securities Markets— Issued: March 2025
Google Data Analytics Professional Certificate: Coursera — Issued: April 2025
Python - Web Development Expert: Luminar Technolab — Issued: February 2023