Albert Dela Fuente

Albert V. Dela Fuente Sto. Domingo, Nueva Ecija - -- Professional Summary Strategic and results-driven professional with over 19 years of progressive experience in the leasing and finance industry. Demonstrates expertise in leadership, operational excellence, and cross-functional management. Proven ability to streamline operations and drive organizational success. Professional Experience Acting General Manager | Encore Leasing and Finance Corporation April 2023 – September 2024 Oversaw the achievement of sales booking and collection targets. Managed the Sales and Business Development Department, Loan Operations Department, and the Collection, Legal, and Recovery Department. Served as a member of the Credit Committee and Management Committee. Credit Department Head | Encore Leasing and Finance Corporation February 2023 - April 2023 Made credit decisions on all loan applications submitted for approval. Supervised credit analysts to generate comprehensive credit investigation reports. Developed pricing indexes for collateral valuation and income ratio assessments. Audit and Compliance Head | Encore Leasing and Finance Corporation December 2021 - February 2023 Ensured adherence to company policies and procedures through internal audits. Managed risks and promoted ethical behavior while investigating misconduct. Reported findings to the Board of Directors and served on the Credit Committee and Management Committee. Additional Roles | Encore Leasing and Finance Corporation & FTC Leasing and Finance Corporation 2005 - 2021 Credit Review and Corporate Planning Head (2019 - 2021): Conducted operational audits, ensured adherence to credit policies, investigated fraudulent transactions, and communicated findings to the President and CEO. Conducted benchmarking of best practices among competitors and served on the Credit Committee and Management Committee. Credit, Operations and Administration Head (2015 -2018): Concurrently managed the Credit, Loan Operations, Human Resources, Administration and Customer Relations departments. Conducted credit evaluations, reviewed loan documents prior to booking, and ensured compliance with company policies. Led recruitment efforts, prepared payroll, administered employee discipline, conducted training, and resolved customer relations issues. Loan Processing Section Head (2013 - 2015): Supervised loan operations, including documentation, mortgage processing, and collateral management. Evaluated loan applications for exposures up to PHP 5 million and participated in policy formulation. Human Resources Administration Head (2012 - 2013): Managed payroll, developed employee policies, led morale and discipline initiatives, and addressed employee concerns regarding promotions and discipline. Compliance Department Head (2010 - 2012): Developed and implemented compliance policies to ensure regulatory adherence. Conducted training programs to promote ethical behavior and minimize organizational risks. Credit Administration Head (2008 - 2010): Oversaw the preparation and monitoring of loan documents, ensured compliance with credit policies, and streamlined administrative processes. Credit, Collection, and Foreclosure Officer (2007 - 2008): Managed delinquent accounts, coordinated foreclosure activities, and negotiated settlements with borrowers. Accounts Representative (2005 - 2007): Facilitated loan applications, conducted client interviews, and performed field verifications to support credit approval processes. Skills Leadership and Team Development Financial Analysis and Expertise Strategic Planning and Execution Cross-functional Collaboration Education Bachelor of Science in Business Administration, Major in Management Central Luzon State University | 2001 - 2005 References: Ma. Angelita M. Agaton HR and Admin Head, Encore Leasing and Finance Corporation Phone: - Glen T. Bonita Data Center Head, Christian General Motors, Inc. Phone: -