Zachary Roush

ACH Services for Small Business - Painless Processing Automated Clearing House Processing (ACH Processing) allows businesses to process and send funds to outside parties directly. Painless Processing provides ACH payment services so clients can accept transactions from customers and companies, or securely pay employees and outside firms for their services. We guide clients through the steps of applying for an ACH account and offer integration support so they can begin accepting and sending money efficiently. ACH helps small businesses maintain cash flow, including those that operate on e-commerce platforms or experience higher risk due to their industry. As a payment service provider since 2009, Painless Processing offers modern tools and a wealth of experience. We work closely with clients to ensure seamless ACH processing, and treat their business with the same respect and care as they do. Whether our clients have never used an ACH system, or need to change providers, we explain what they need to do and how they do it. Already have an account? Login to the Painless Processing Gateway (link). Looking for Customer Service for support? Contact our team. Why Use an ACH Processing Company? ACH is well-known and widely used because it has a governing association, the National Automated Clearing House Association (NACHA). NACHA has made ACH a secure and reliable service that protects businesses from fraud and streamlines large transactions. Payment is deposited into bank accounts after being verified by an automated clearing house. These systems guarantee sufficient funds are available and then transfer the money into the right account, where the recipient authenticates them. Commonly used to pay for cars, insurance, rentals, utilizes, and employee wages, ACH is a valuable resource for businesses. Recurring payment setup makes it easy to accept transactions from regular customers and businesses, and large purchases are no problem for the ACH system. Improve Your Business with an ACH Account Painless Processing offers a unique user experience through our Payment Gateway. This service allows clients to set up one-time or routine payments, or send money whenever they need. We keep detailed records of all transactions, simplifying the process of balancing accounts and tracking funds. This form of electronic payment makes wire transfers and paper checks obsolete, decreasing the amount of time spent in managing payments. ACH transfers cost significantly less than wires, which can be 15 to 45 dollars to initiate and receive them. ACH processing allows customers and service providers to complete transactions quickly, often on the same day they were sent. The limitations of these transfers are determined by batch times which begin at 10 AM and end at 8 PM. Helping High-Risk Industries with ACH Merchant Services High-risk merchants benefit from ACH payments as well, for clearing houses protect them from NSF transactions, or when their products or business model face frequent cancellations and refund requests. Painless Processing understands the challenges high-risk merchants deal with, and has spent many years helping these businesses set up ACH payment accounts to make their enterprise profitable. It’s our mission to support their continued operation, and it’s our passion to deliver ACH expertise. Some high-risk industries we’ve worked with include: • Adult Membership Sites • Collections Businesses • Auto Discount Clubs • Medical Discount Clubs • Recurring Billing for High-Risk Products or Services • Membership Clubs (In General) • Discount Buying Clubs (In General) For the clients we provide high-risk processing to, visit our dedicated page (link). How to Apply for an ACH Merchant Account Painless Processing makes it easy for business owners and decision makers to apply for ACH services. The following documents are required: • Complete and Signed Application (Online) • Articles of Incorporation • Identification (Driver’s License Preferred) • SS4 Form (Tax Identification Certificate) • Most Recent 2 Months of Bank Statements (From Account On Application) • Mail-Order & Telephone Order Business (MOTO): Sample Recording of Consumer Payment Information Capture • Void Check or Bank Verification Letter (From Account Listed On Application) • Most Recent 2 Months of ACH Processing Statements (If Applicable) • Detailed Description of the Business Model • Copy of The Complete Terms and Conditions • Login Username & Password (For E-Commerce or Web Platforms) Complete the Application Today – Contact Our ACH Company for Help You can find our online application here (link). For help submitting the documents, get in touch with one of our agents (link). We look forward to getting your ACH account set up. This payment processing service has helped many of our clients achieve financial stability, which leads them to accomplish their goals.