Lou Medina

How To Avoid Foreclosure And Save Your Credit All At Once If you’re facing a home foreclosure I urge you to read this letter immediately Dear Mr. and Mrs. Home Seller, If your facing foreclosure, it may seem like your world is closing in on you… but there is a powerful solution available to you right now from Team Legacy at Keller Williams. Our experts can help you prevent the cataclysmic drop in your credit score while providing you with a clean credit slate. In a second, I'm going to share with you what this powerful solution for you is all about, and why it's an incredible means for you to escape foreclosure… But, before I do, let's look at the price of foreclosing and why you want to avoid it at all costs... The Cost Of Foreclosure The painful cost of foreclosure is staggering. You lose your place to live, your credit rating, whatever down payment you’ve made, not to mention your hopes and dreams. According to a recent report by the Joint Economic Committee of Congress, the average foreclosure costs are around $151,000. The $151,000 doesn’t include other costs, including the cost of lost productivity, a reduction in your family’s purchasing power, lost federal income taxes not to mention the emotional and psychological costs of losing your home along with losing some of your friends and neighbors. Multiply these losses by the estimated 2 million homeowners likely to lose their homes to foreclosure this year, and you’re looking at over $120 billion in losses. The cost doesn’t stop with the money. With a foreclosure on your record you’ll be disqualified from getting a Fannie Mae-backed loan for 5 years. Not only that, but the foreclosure will stay on your credit record for up to 10 years. You’ll face severe difficulties finding any bank to loan you money. You can forget about buying another house, car, opening a new business, or even qualifying for credit cards. After a foreclosure, credit card companies and lending institutions will view you as a credit risk. In fact, the only loans and credit cards you’ll qualify for will have incredibly high interest rates. Team Legacy Is Here To Help You My name is Arthur Lea; I’m a realtor with a team that helps distressed homeowners like you get out of a bad situation. Our goal is to get homeowners like you, in default, to not let the bank foreclose your house, but opt for a short sale. Team Legacy is made up of more than 200 full time agents to help you. Each agent trained by former asset managers and short sale negotiators. They will help you get your house instant exposure and get it sold quickly. (over please… ) Your Foreclosure Bailout To avoid the massive consequences of a foreclosure; your best option is a short sale of your home. A short sale is a win-win solution for you, the homeowner, and your lender. A short sale is when your lender agrees to let you sell your house for less than the appraised value. Here’s the win-win part: Your lender gets the highest price they can for your house. You get your credit restored and you also get relieved from possible future legal actions and deficiency judgments. Short selling lets you escape an unaffordable mortgage, and your lenders avoid the costly process of completing a foreclosure. Over 1000 Short Sales Can’t Be Wrong As short sale negotiators with over 1000 successful short sales and a closing rate of more than 95%, you can be rest assured that we’ll get the job done for you. No Cost To You Not only will we get your house sold and help restore your credit, but also, our service to you is absolutely free; our fee is covered by the bank regardless of the amount of equity in your home. We’re With You Every Step Of The Way We’ll work with you before and AFTER the process of your short sale to assist you in getting into another home quickly and smoothly, we’ll even help you with credit issues if needed; Our service goes way beyond the close of escrow. Your Solution Is Just A Phone Call Away We’ve helped many others in your situation and would like to help you too. I’d like to review your situation in detail and offer you solutions that best fit your needs. My goal is to make sure that you feel comfortable in your decision. When you choose Team Legacy to sell your home, you can be rest assured that a team of professional realtors will handle your sale, with training from the most recognized names in the industry. I look forward to hearing from you soon. Sincerely, Arthur Lea Team Legacy Keller Williams 8250 White Oak Ave Rancho Cucamonga, CA 91730 http://www.teamshortsell.com- P.S. Remember that our service to you is absolutely FREE to you so you have absolutely nothing to lose and everything to gain. Give us a call at- for your foreclosure bailout. Wednesday, November 10, 2010 , , Code: VAK709 How would you like to sell your land quicker? Dear , I’m writing to introduce you to a fantastic service that would allow you to sell your land via another means that could boost your existing sales volumes. In fact, it may even be able to quickly reduce your exposure to the bank and get closer to the point where you are actually making more profits. Maybe it could assist in quickly reducing your risk and sell down the project quicker allowing you to build the momentum to move onto your next project and build on your reputation for completing successful projects. How does it work? We aggregate a group of buyers such as Realtors, Project Builders & Investment Companies and ask for a better price simply for taking bulk volumes of land in a new Residential Developments held with a deposit and structured in such a way to allow time to move the land to the End Buyer as a House and Land Package. What we are really asking for is a price before any Marketing & Sales Commission expenses are incurred as our groups will actually be incurring those cost, so you are still pocketing the same margins. You’re in a Selected Location We’d Like To Work With We find our groups preferred property criteria then look in those areas for suitable Developments. How can you be certain that we will sell the blocks? We get the groups to place down a $1,000 deposit per block to get their commitment, we deal with groups that know their sales volumes and are confident they can sell the product. Limited Window of Opportunity We have a request for an order of 5 blocks already; for this to really work for the Developer it needs to be a bulk order so it’s going to be placed with 1 x Developer. We do have more groups on the side lines ready to look at the pricing and availability, and we can increase the order easily and effortlessly once we have begun. So we can start off small with an order for 5 blocks until you get a feel for it and it’s also a great way to try it out. We are contacting a group of Developers in the area of Hammond Park, Success and Aubin Grove. Please call right away to schedule a meeting or you will have to go on the waiting list. Pick up the phone or use the fax back form. Do it today - the longer you wait - the more change we will be dealing with the project next door to yours. It's your choice. Call- or fax me at-. Remember, we have groups ready to place their order. Sincerely, Brett Olson Property Consultant Massland [Date] [First Name] [Surname] [Company] [Address] [City] [State] [Postal Code] Offer: We have negotiated a ‘2 hour consultation’ with Phil Burton from www.Edensilk.com.au valued at $970 Call or send back the fax back form today - to receive your FREE consultation with the Business Growth Architects. Code: Here's How You Can Make More Money Per Sale With Your House & Land Packages ...100% Guaranteed! Dear {Salutation}, I'm writing to introduce you to a fantastic service that will give your company the ability to boost your profits on every land sale and potentially make you thousands of dollars more on each deal! In fact, our research and testing has indicated that most companies that implement our services not only saves a lot of time with the process, but, can also boost their potential earnings by as much as 5% on each land package. You Could Be Losing Money Every Month And Not Even Realize It Every month hundreds, thousands or even tens of thousands of dollars could be slipping through your fingers on every house & land package that you sell. And how do I know? Simple, because I'm in the business of making more money for people like you on their house & land package deals. But don't take my word for it... Go From Potentially Losing Money Every Month To Making A Lot More On Every House & Land Package You Sell Here’s a recent example of how much my advice has been worth in hard dollars and cents: We sourced some land from a Developer below retail price with a discount ranging from $17,000 to $22,000, which boosted the profit margin on the house & land package by 5%. Now, maybe you’re thinking that doesn’t seem like a lot to change what you’re currently doing. Well let’s do some conservative figures. An extra $2,000 profit per package x 5 packages per month X 11 months a year = $110,000 An extra $3,000 profit per package x 5 packages per month X 11 months a year = $165,000 You get the idea… With all the extra money you’ll make, you may need to talk to your accountant about doing something with the extra income. You’re One Of The Select Few Businesses We’d Like To Work With In order to maintain high service levels, we only work with a few carefully selected companies like yours to implement our unique service. I really cannot provide you with a complete explanation of our entire process in this introduction letter. It’s much better for me to explain step-by-step how our unique process can work for you. I can guarantee you’ll be very excited when we do meet. You’re FREE No-Obligation Consultation Is Just A Phone Call Or Fax Away Now, maybe you're thinking as your reading this that this doesn’t sound possible, that you better look into this some more and get a feel how it will affect your numbers. So what I'm offering is a free consultation to see if I really can streamline your process and make you more money. During our informal meeting we'll go over your specific situation. I'll give you concrete recommendations and solid advice for boosting your income immediately. Then you can decide if there should be a next step - and I promise you there won't be any pressure or 'arm-twisting' to use our services. I’ll contact your office on {specific date} to schedule an appointment with you and/or the appropriate person from your company. Otherwise, if you’d like to reach me sooner you can contact me at- If you’re pressed for time then just fill out the attached fax-back form. It’s easy, just check the time and date that best suits your schedule and I’ll give you a call back. Limited Space Available For Your FREE No-Obligation Consultation In order to maintain a work/life balance, I can only work with 6 groups. This way I can maintain a high level of service to you and be able to take the weekend off. 4 slots are already filled, leaving only 2 slots available. Please call right away or you will have to go on the waiting list until a slot becomes available. Pick up the phone or fax me back. Do it today - the longer you wait - the more money you're losing. It's your choice. Call- or fax me at-. Remember, I can't help you unless you call or fax me. Sincerely, Brett Olson Property Consultant Massland P.S. Think about this: if you were walking down the street and saw a $50.00 bill on the ground, wouldn't you stop and pick it up? Well, not calling me is like walking right by a whole pile of $50.00 bills! PPS. Remember to quote the code at the top of the letter to receive the FREE offer.