Juliet Chipimpi

CLIENT PROPOSAL. PRESENTED TO: PRESENTED BY: Cowrie Investments Back Office Solutions Limited CLIENT PROPOSAL 1.EXECUTIVE SUMMARY Back Office Solutions Limited proposes a Our support will address key challenges, strategic partnership to support Cowrie including: Investments in building a strong 1. Developing a business model financial and operational foundation for that supports an agreed Cowrie Shell platform. Our goal is to fundraising goal. make Cowrie Investments fundraise- 2. Designing a fund flow framework ready, ensure sustainable growth, and that builds trust and efficiency. create a structure that complies with regulatory standards such as 3. Establishing a finance and anti- accounting department with money laundering (AML) requirements. proper systems and controls. 4. Implementing an AML-compliant KYC process. 5. Creating financial projections and supporting materials for potential investors. With Back Office Solutions, Cowrie Investments will be equipped with the structure, standards systems, and required compliance to attract investment and scale its business. 02 2. SCOPE OF SERVICES: we propose to provide the following core services A. Business Model Development Design a comprehensive business model to support fundraising goals. Clarify the revenue streams, including transaction fees and vendor subscription fees. Identify cost drivers and develop a unit economics model to assess the profitability of the platform fees B. Funds Flow Design Develop a funds flow framework to manage the movement of funds from gifters to recipients. Evaluate and recommend options for fund flow models, such as: 1. Direct Payment Model (gifter to recipient). 2. Trust Account Model (custody and controlled disbursement). 3. Intermediary Model (company as the payment gateway). 4. Split Payment Model (instant split of payments to recipient and company). Provide guidance on the most suitable option based on regulatory and operational considerations. 03 CLIENT PROPOSAL C. Compliance and AntiMoney Laundering (AML) Support D. Financial System Setup and Accounting Support E. Investor Readiness Support Design AML policies and procedures to ensure the company complies with local regulations. Develop a KYC process for gifters and recipients, with guidelines for collecting and verifying identification information. Set up a transaction monitoring system to detect unusual activity and mitigate financial crime risks. Establish an internal finance and accounting system. Set up accounting software to support bookkeeping, reconciliations, and reporting. Implement financial controls to ensure segregation of duties, transaction tracking, and audit trails. Support with monthly accounting, reconciliations, and financial reporting. Prepare an investor-readiness package that includes: 1. Financial projections (3-5 year forecasts, cash flow, balance sheet, and income statement). 2.itch deck support (key financial slides, charts, and profitability analysis). 3. Due diligence support (addressing investor questions and providing supporting documents. 04 3. DELIVERABLES Our key deliverables are designed to position Cowrie Investments as an investor ready, scalable business.. SERVICE AREA DELIVERABLE TIMELINE Business Model Comprehensive business model 6 Weeks Funds Flow Design Fund flow framework with options 4 Weeks Compliance (AML/KYC) AML policies, KYC process, transaction monitoring 6 Weeks Finance Setup Accounting system, reconciliations, and reporting Ongoing (monthly) Investor Package Financial projections, pitch deck, due diligence documents 8 Weeks O5 4. PRICING AND FEE STRUCTURE To ensure that Back Office Solutions is fairly compensated for the depth and breadth of services provided, we propose the following fee structure: OPTION : EQUITY + MONTHLY RETAINER Equity: Back Office Solutions will receive a 5% equity stake in Cowrie Investments in exchange for the provision of financial and compliance services. Equity will be formalized via a shareholder agreement and reflected in the company’s cap table. Monthly Retainer: ZMW 2,500 per month to cover essential activities, including: Accounting system setup and monthly financial reporting. Compliance, transaction monitoring, and investor readiness support. O6 5. WHY BACK OFFICE SOLUTIONS? CLIENT PROPOSAL 1. Comprehensive Expertise Back Office Solutions goes beyond accounting. We bring expertise in: Business modeling to support funding requests. Funds flow design to manage how money moves securely. Compliance and AML to meet regulatory requirements. 2. Value-Driven Approach We align our success with yours. Our success fee and equity option ensure we are just as invested in your success as you are. 3. End-to-End Support From financial system setup to investor due diligence, we provide end-to-end support, so Cowrie Investments can focus on growth while we handle the financial foundation. 08 For inquiries, contact us. This proposal outlines how Back Office Solutions will support Cowrie Investments with the right systems, compliance, and fundraising preparation to achieve its business goals. If you have any questions, please do not hesitate to contact us. Phone: - Email:- 09