Israel Chesa

LOAN PORTFOLIO ANALYSIS Total Approved Loan Average Age Loan Volume Income Earned APR Sept. 2018 - Sept. 2021 1.121K 42 £22.8M £4.7M 20.6% % of Borrowers by Credit Score Income Range Above 800 All 16% 701-800  Year, Month All Loan Term All  % of Borrowers by Gender 33% 601-700 Marital Status All   Sum of Loan Amount by Loan Type and Loan Type 6.8M 35% 74% 501-600 5.7M 7% 5.2M 26% 401-500 4% 5.1M 300-400 5% Male Gender Male × Employment … × Marital Status × Female Mortgage Borrowers by Loan Term Commercial Loan Auto Loan Personal Loan Borrowers by Employment Status 254 Employed 16% 18 Employed 509 Married Male 803 No. of Borrowers 64% 215 Self-Employed 1121 20% Loan Term 317 173 235 Not Married 192 Female 318 225 Unemployed Employed 121 2 years 4 years 1 years 3 years Self-Employed Unemployed 5 years Page 1 Page 2 LOAN PORTFOLIO ANALYSIS Sept. 2018 - Sept. 2021 % of Income of Borrowers by Year Total Approved Loan Average Age Loan Volume Income Earned APR 1.121K 42 £22.8M £4.7M 20.6% Income Range All 23.5% 2021  Year, Month All All  54 52 32.8% 2019 All  Loan Term  No. of Approved Loan by Year and Month 33.9% 2020 Marital Status 51 42 42 9.8% 2018 35 33 30 21 Jan 2019 No. of Loan by Age Range and Loan Status Jul 2019 30 29 Jan 2020 Jul 2020 Jan 2021 Jul 2021 Income Earned by Year and Month Above 48 18% 20% 62% £0.20M 42-48 17% 35-41 16% 22% 62% 21% £0.16M £0.16M £0.16M £0.16M £0.17M 64% £0.09M £0.09M £0.09M £0.07M 28-34 17% 25% 58% £0.05M Jan 2019 Defaulted In Arrears Jul 2019 Jan 2020 Jul 2020 Jan 2021 Jul 2021 Paid Off Page 1 Page 2