Gabriel Atoyebi

https://www.affixwebsite.com https://www.affixwebsite.com Contents ABSTRACT.................................................................................................................................................. 2 INTRODUCTION ......................................................................................................................................... 3 CRYPTOCURRENCY MARKET ..................................................................................................................... 5 USERS IN THE MARKET.............................................................................................................................. 8 BLOCKCHAIN TECHNOLOGY IN THE PROJECT ......................................................................................... 11 CURRENT INDUSTRY CHALLENGE ........................................................................................................... 13 PEGASO SOLUTION ................................................................................................................................. 15 FUTURE PROJECTS................................................................................................................................... 17 TOKEN STRUCTURE ................................................................................................................................. 19 PGO TOKEN MATRIX ............................................................................................................................... 21 TOKEN USE .............................................................................................................................................. 22 USER FLOW AND DESIGN ........................................................................................................................ 23 PEGASO TEAM......................................................................................................................................... 24 ROADMAP ............................................................................................................................................... 25 Conclusion ............................................................................................................................................... 26 ABSTRACT As digital technology reshapes the financial industry, Blockchain has become one of most organizations' top priorities. Blockchain is a decentralized distributed technology explicitly designed to transform business operations. In October 2008, Satoshi Nakamoto presented the idea in a white paper. A year later, the first transaction was performed to transfer assets between two parties. Since then, The financial industry has broadly embraced Blockchain and has gradually reached other industries, including the supply chain and healthcare. Lately, the film industry has begun exploring the benefits of implementing technology. Beginner investors often rely on the standard and straightforward financial strategies for increasing profitability. However, an efficient approach can be developed only by an experienced financial consultant with relevant experience. The advent of blockchain technology and digital assets is changing the way we conduct business and manage transactions. Pegaso is leveraging blockchain technology's transparency and https://www.affixwebsite.com immutability to create a unique solution for businesses and customers in the financial industry, online gaming, and digital asset trading spaces. The Pegaso ecosystem comprises of the following core elements: a blockchain-based mobile banking and payment platform and a digital asset exchange platform. Leveraging the technology developed for these offerings, Pegaso also provides experts and novice investors access to a seamless trading experience on its trusted exchange. The platform is based on Blockchain, wholly decentralized, and governed by a dedicated system of smart contracts, which promotes security and transparency. The use of a private and consensualbased Blockchain environment increases the security standards used in the overall solution. The private Blockchain has 3 layers of security that include the private encryption of data on top of the usual Blockchain layer of security. INTRODUCTION In view of thе revolutionary technologies in the emerging field of cryptocurrency, Entrерrеnеurѕ аrе building blockchains, lаunсhing ѕmаrt соntrасtѕ, dеvеlорing diѕtributеd autonomous оrgаnizаtiоnѕ, rе-imаgining digital рrivасу, rе-dеѕigning thе architecture оf the intеrnеt, and broadly finding wауѕ tо mаkе centralized ѕуѕtеmѕ mоrе diѕtributеd. This ICO is fоr аn еxiѕting PGO token initiаtеd bу Pegaso Pay LLC, and thе token Number is 20,000 PGO. Pegaso will use DLT private Blockchain for the management of the decentralized repository. Exchanges are one of the first and most common services that appeared in the cryptocurrency industry and are the biggest in terms of the Number of companies and employees employed. Exchange companies have facilities for clients to buy and sell their cryptocurrency or any other digital assets with the first currency of their choosing or other cryptocurrencies. We play an essential role as an available marketplace for trade, liquidity, and demand control in the cryptocurrency economy. https://www.affixwebsite.com Now the world has only 51 cryptocurrency exchange platforms in 27 countries. According to the Global Cryptocurrency Benchmarking Study by Cambridge Center for Alternative Finance, 52% of small exchanges have a license issued by the government. In contrast, this percentage is only 35% of the large ones. 85% of exchanges in Asia-Pacific have no license whatsoever when the North American exchanges are licensed. Exchanges fall into three categories according to offered services:  Order-book exchanges  Brokerage services  Trading platforms 72% of small exchanges are devoted to one form of exchange activity (where brokerage services lead). In contrast, the same percentage of large exchanges provide multiple exchange activities like an order-book exchange, trading, and brokerage. However, there is a shortage of platforms that cover all of the services at the same time. Most of the exchanges follow a traditional architecture, carrying out a centralized approach to handling user's funds, which means that users have to trust their money to the third parties, which can be very dangerous and result to the risk of possible security breaches and loss of hundreds if not thousands of millions of dollars. The Peer-to-peer (P2P) transaction system helps mitigate the risks. However, platforms that utilize such services usually deal only with trading. As even if P2P does bring users together, it cannot solve other fundamental security issues. Therefore, the best way to avoid the risks is by putting up high commissions and increase currency rates. Pegaso is a multi-currency spot and futures trading platform custom-built and is designed to bring efficiency and stability to the cryptocurrency trading landscape today. We offer users to try the Pegaso Platform that utilizes smart contracts that allows user's money stays safely in the user's exchange accounts. Thе token can bе purchased directly frоm ***Affix Token Purchase website** Thе nеw decentralized tесhnоlоgу known аѕ blосkсhаin еnаblеѕ a new class of ѕеrviсеѕ with smart соntrасt tесhnоlоgу еnаbling buѕinеѕѕеѕ tо enhance thеir productivity аnd thеir online ѕесuritу. https://www.affixwebsite.com Thus, thе gоаl of thiѕ рrоjесt iѕ to оffеr a ѕаfе, easy and соmmеrсiаllу viable рlаtfоrm for реорlе ѕееking tо tаkе раrt in thiѕ nеw world of investments. Wе imрlоrе you tо ѕhаrе in thе fruits of оur success by invеѕting in thе Pegaso token. CRYPTOCURRENCY MARKET Cryptocurrencies are systems that allow secure online payments that are denominated as virtual "tokens," defined by internal system ledger entries. "Crypto" refers to the various encryption algorithms and cryptographic techniques that safeguard these entries, such as elliptical curve encryption, public-private key pairs, and hashing functions. The market for cryptocurrency is growing, and on 31 January 2021, its market capitalization was valued at US$ 400 billion. After the launch of Bitcoin in January 2009, at some point, thousands of cryptocurrencies have existed, and today there are hundreds of cryptocurrencies exchanged with a market value. Still, Bitcoin represents the undoubted king of approx. 45% of the overall capitalization of the sector. https://www.affixwebsite.com CRYPTOCURRENCIES MARKET CAPITALIZATION: $400 BILLION – JANUARY 2021 Bitcoin – 59.56% Ethereum –11.40% Ripple – 1.37% Bitcoin Cash-0.53% Litecoin – 0.70% Others – 26.44% The total number of unique active users of cryptocurrency wallets is valued at 70.44 million; according to the latest report by statista. Although it is almost impossible to know precisely how many people use cryptocurrency, using data obtained from study participants and assuming that an individual holds on average two wallets, statista estimated that there were 70.44 million unique users actively using a cryptocurrency wallet in 2021. THE ESTIMATED NUMBER OF UNIQUE ACTIVE USERS OF CRYPTOCURRENCY WALLETS HAS GROWN SIGNIFICANTLY SINCE 2013 TO BETWEEN 2.9 MILLION AND 70.44 MILLION TODAY https://www.affixwebsite.com 70.44m 5.5m 5m 4.5m 4m 3.5m 3m 2.5m 2m 1.5m 1m 0.5m 0 Lower Bound Mid Point Upper Bound A multitude of projects and companies have emerged to provide goods and services that make it easier for regular users to use cryptocurrencies and develop the infrastructure for applications running on top of public blockchains. While the cryptocurrency industry is composed of many important actors and groups, there are four key cryptocurrency industry sectors today: • Exchanges • Wallets • Payments Companies • Mining https://www.affixwebsite.com USERS IN THE MARKET Passive Investors Passive investment is the safer alternative and much less exciting. It's the waiting game that everybody tells you about when investing money. Being passive means being patient, remarkably so, potentially waiting years for a payoff. And you'll almost always see a passive option payday. Nevertheless, cryptocurrencies are mysterious and brand new beasts. Passive strategies can result in something positive in traditional investments, but this is not necessarily the case for Bitcoin. https://www.affixwebsite.com Many will unexpectedly tank for no discernible cause, while on other days, they'll as definitely explode. If you don't know a lot about Bitcoin and aren't prepared to spend a lot of time in the beginning, passive investing can be something to tackle later. Investing in Bitcoin, Altcoins, and ICOs Buying and holding Bitcoin is the most straightforward strategy for the passive investor. Bitcoin has been the grand-daddy of the cryptocurrency market since Satoshi Nakamoto released the Bitcoin whitepaper and introduced the world to the Bitcoin Blockchain. By far, the best way to earn any extra money is by investing in and owning (hodl) cryptocurrencies such as bitcoin or altcoins (Ether, Ripple, Binance Coin, etc.) Since the demand for digital commodities is already small, it is potentially vulnerable to price fluctuations. It is an asset that might theoretically even double your investment within a reasonably small time span if adequately used. For example, if you had bought bitcoin on January 1, 2019, when it traded at $3843 and then sold it on July 12, 2019, when it traded at $11,815, you would have earned 200 percent in pure profits. Although this sounds incredibly promising, as of March 29, 2021, Bitcoin is currently trading at $56,639.78. Thus, while hodling is widely considered one of the best investment strategies for bitcoin, in any particular timeline, it is by no means a sure bet. Wise investors are keeping an eye on the market and take due care when deciding whether to hodl and when. Investing in Trading Bots No matter if you are trading in stock or cryptocurrency, any bot will require you to manage it regularly to be profitable. It is because using a bot only makes your job of trading assets easier. It is not a magical solution to buy and sell assets entirely on its own. But it is a tool that should be managed to deliver optimal results. Otherwise, it can keep running on the same strategy that you set up at the start, and cause you to lose money down the line. While a bot can analyze the market, it needs proper instructions to make use of its assessments accurately. It can buy and sell cryptocurrencies to make a profit, but it can only transact in trading https://www.affixwebsite.com pairs that you ask it to trade-in. Similarly, while it can follow a set strategy and provide income for a few days, it cannot continue on that path forever. Sooner or later, you need to intervene in your bot's operations to check its performance and make the required adjustments accordingly. If you just let the algorithm run without any direction, it is going to get derailed due to fluctuating market conditions. Active-Investors Where passive is slow, active is fast. Active investing has about the same number of risks, but they can add up quickly in a different abstract. Active is when you're putting a lot of money in to get a lot more out very quickly. You won't usually get as much of a turnaround per dollar as you would with passive, but active is the way to make a quick buck. Day trading, scalping, swing trading Day trading is maybe the most well-known successful form of trading. This is often thought of as a nickname for the international exchange itself. As their name means, day trading is the practice of purchasing and selling shares within the same day. They are taken the same day, vacancies are filled up and no position is left overnight. Day trading is usually conducted by skilled traders, such as experts or market makers. However, this activity has been opened to inexperienced traders through electronic commerce. The swing traders usually get into the game when a trend breaks. Normally there is some market instability at the end of a cycle, as the new trend seeks to define itself. Swing traders buy or sell as market volatility is setting in. Usually, swing trades are held for more than a day but for a shorter time than trend trades. Swing traders also use technical or fundamental analysis to construct a collection of trade laws. Scalping is one of the fastest tactics the active traders employ. This involves leveraging various price differences resulting from variations of bid-ask and order flows. Generally, the technique works by having the spread or buy at the bid price and selling at the asking price to get the difference between the two price points. Scalpers aim to hold their positions for a limited period of time, thus reducing the risk associated with the strategy. Social Trading https://www.affixwebsite.com Investing in financial markets like stocks, Forex, and cryptocurrencies requires extensive information and experience. You need to be up-to-date with business world-affected news events and also have the ability to read charts, research reports, and understand trends. If this capacity is missing, chances are you could lose your market value. Sadly, many investors in the capital markets tend to risk their hard-earned money simply because they have no knowledge of how and when to invest. In the face of these obstacles, mutual exchange comes in handy. Social trading works more or less like a social network. The only difference is that people exchange trading ideas instead of posting selfies or lunch pictures on a trading network. Here traders connect, watch other practitioners and discuss trading outcomes on real-time market situations. As an investor or less experienced trader, your financial trading decisions are focused on financial content created by other eligible investors collected from various reliable platforms in passive income trading. In other words, once a good trader is found, and you like their trading approach, you can start to follow them and copy their trades. Miners A miner is a node in the network that collects transactions and organizes them into blocks. Whenever transactions are made, all network nodes receive them and verify their validity. Then, miner nodes gather these transactions from the memory pool and begin assembling them into a block (candidate block). BLOCKCHAIN TECHNOLOGY IN THE PROJECT Blockchains are so resistant to tampering and fraud, and this will be the hallmark of the Pegaso platform. The information stored on a Blockchain is stored in groups — called blocks — and each block is time-stamped and linked to the one generated before it in time, creating a linear chain of blocks — hence the term Blockchain. https://www.affixwebsite.com Each of these blocks contains 3 types of information: • Data on transactions • The block’s hash The hash of the previous block Pegaso will use DLT private Blockchain for the management of the decentralized repository as per the requirement. While Blockchain technology is a breakthrough for digital recordkeeping in the form of ledger-based transactions, not all Blockchain offerings in the market are the same. The Blockchain Center of Excellence (CoE) team has learned from the shortcomings of the various private and public Blockchain products and services across the world. The Pegaso Blockchain is high performance, more customizable, easier to develop on, and more secure than other Blockchain solutions – by design. The following diagram shows the Blockchain Platform features and the advantages for the overall platform. https://www.affixwebsite.com CURRENT INDUSTRY CHALLENGE There are already several automated trading platforms, most of which are based on centralized, web-centric, and client-server Internet models. They are typically complex to use and difficult to https://www.affixwebsite.com understand. They require in-depth trading knowledge and programming skills, which alienates new customers and proves to be time-consuming for the more experienced traders. Although many skeptics around the world are saying that blockchain technology and cryptocurrencies are nothing more than a bubble, the growing data suggests otherwise. Pegaso believes the principles of decentralization, transparency, privacy, and security means that blockchain technology and cryptocurrencies are here to stay and are still just in their infancy. The cryptocurrency market continues to rise in popularity every day. With the exponential growth of cryptocurrencies such as Bitcoin and Ethereum, an influx of people into the market emerges. Many cryptocurrency exchanges can't even afford to have their account creation feature available. Such is the demand for market entry that trading account creation is regularly disabled for new customers. The estimated daily stock trading volume is typically in trillions of dollars. The overall market cap of the company as a whole stands at more than half a trillion dollars, which is an impressive achievement given that the company is less than a decade old. However, despite all of these large numbers, several significant problems plague the market. By far, the biggest issue in the cryptocurrency market is excessive volatility. The prices of cryptocurrencies on exchange platforms rise and fall dramatically over a short period. When a tradable asset can drop by as much as 49 percent in less than 24 hours, then the volatility of the https://www.affixwebsite.com market is high. Several reasons contribute to the excessive volatility in the market, but perhaps the most significant contributor is the activities of "whales." Whales are individuals that have significant cryptocurrency holdings. They can swing the market by manipulating the price of a cryptocurrency. They do this by utilizing "buy and sell walls." A buy wall is when a "buy position" worth a lot of money (probably running into millions of dollars) is opened on a crypto trading platform. Regular investors trading in small quantities would note this large buy position opened up and view it as an imminent price rise. When this happens, the cryptocurrency's price will eventually go up. Data streams from different origins require specific processing and reformatting of the data into standardized data structures to be able to perform automated analysis of best pricings and liquidities per exchange to spot truly profitable arbitrage possibilities. Moreover, the problem of latency needs to be tackled, as time is a crucial factor when it comes to arbitrage trading. Fast internet connections, as well as physical proximity, are required so that the necessary speed can be achieved. But with this rapid expansion are new problems and challenges which Pegaso plan on addressing in its launch. • Bad Trading experience • Volatility of the market • Lack of liquidity • Low profit for traders • Security concerns PEGASO SOLUTION Some platforms have implemented a simple type of trading. Still, you need programming expertise to make successful use of them, which introduces more difficulty and yet another barrier to entry. https://www.affixwebsite.com With new currencies being created every day, there is much to learn for all traders. To find this information, lots of research needs to be done, which also consumes valuable time. At Pegaso, our ultimate goal is to make the entrance into the crypto trading space easier and more enjoyable for everyone. We spent several years observing the market and building a platform that not only fixes the issues of current exchanges but offers additional features to set you up for a successful trading experience. The primary objective of this Initial Coin Offering is to provide adequate liquidity to our customers. With proper management of the assets in Pegaso, we will be able to provide fast and safe execution of our customers’ transactions. Furthermore, we will integrate Pegaso with other major cryptocurrency exchange platforms and liquidity aggregators. Pegaso believes that creating an intellectual community of traders and investors, exchanging trading and investing experience, and establishing interaction between the users shouldn’t be a hassle. As a trader, you want to know that you’re trading on a platform that’s reliable, fast, and provides sufficient liquidity. You don’t want system overloads, downtime, or cybersecurity breaches - which is exactly what major platforms have had to deal with in recent years, compromising the confidence of traders. The Pegaso platform will make use of private and consensual-based Blockchain to increases the security standards. It will allow Smart Contracts to not only handle subscription fees, due dates but also investor payments against their investment (faster than traditional returns to investors). We intend to issue the PGO token to provide greater liquidity and a common native currency to the Pegaso network. Through Pegaso platform, we will facilitate faster, more secure, and highly efficient transactional services to our account holders. In order to avoid elements of risk involved in cryptocurrency trading, we will offer a Demo trading account- a free practice way to discover the features of your trading platform and test your strategies before you invest any of your money on the platform. As we expand into the full services on our platform, our members can take advantage of the additional service without having to open a second account (“Check Future Projects” for more details), all of which will adhere to all legal and regulatory statutes for all jurisdictions in which we operate. https://www.affixwebsite.com Pegaso exchange token will offset fees and serve as a sign-on bonus to new users. Both novice and experienced traders will gain the following benefits from using the Pegaso platform: - Access to a free Demo trading account; - Option to monitor investments in real-time - High Return on investment - Speedy Transactions - Users have the Opportunity to get discount on trading fees - Opportunity to hodl and profit from the token appreciation - Automated investment process; - Ability to set trading, deposit, and withdrawal limits We plan to deliver ongoing enhancements to the Pegaso platform trading software with a proven algorithm to stay ahead in innovation and technology while at the same time being creative, allowing better work quality and ease of trading experience. Pegaso comes new solutions to address the challenges and problems of exponential growth with trading experience.  Innovations in Pegaso will create a platform where users can trade to ensure higher profitability.  Increased profits for traders and investors.  User’s money stays safely in user’s own exchange accounts.  Absence of liquidity on the exchanges. Pegaso will build a new stress-free network ecosystem while providing real savings and increased trading opportunities, eliminating the unfair trading platform that makes traders and investors lose. FUTURE PROJECTS Here is an overview of our future projects and development process.  The Mobile Banking https://www.affixwebsite.com Our mobile banking solution will provide the services of a traditional bank plus additional services not offered, such as: - Crypto to Fiat payment processing - Crypto person to person transfers - Crypto accounts - Debit cards that process both Fiat and Crypto charges from a single account - An e-commerce platform built into our mobile banking solution to allow person to person, business to consumer, and business to business merchant services - Micro loans in developing countries - Low-cost short-term loans for many users - International transfers from account to account without going through a bank. (This feature alone sets the service apart from current banking services.) - Rewards programs for merchants We will use AI to help the user detect errors, fraud, spending errors and provide financial structure based on the user’s guidelines.  B2B and B2C Finance System The B2B and B2C Finance Systems are like Microfinance systems available for the users who either have the relationship through a Driver License or a Vehicle Registration process. The user may require additional funds as loan/finance to pay for purchasing Insurance, paying bills, or ad hoc loans for paying spot fines.  E-Marketplace System Our e-Commerce marketplace will be a unique next-generation e-marketplace where any user can be a buyer and seller of goods and services, commodities, and assets using various options – fiat currencies, wallets, crypto-currencies, and Loyalty Points.  Online Casino and Gaming Integration The Online Casino and Gaming websites/merchants will need to be integrated with the payment systems to accept digital wallets, crypto-currencies, loyalty points, and e-Marketplace services. https://www.affixwebsite.com The Online Casino and Gaming will offer a unique opportunity to form a valuable ecosystem of merchants from gaming and hospitality industries, customers/registered users, and vertical service industries to collaborate and provide value-added services to the customers participating in the online gaming business. TOKEN STRUCTURE The following text highlights details of the PGO token, use cases, benefits, and issuance terms. Issuance Terms https://www.affixwebsite.com PGO tokens will be issued on Pegaso’s Liquid Network using the ticker symbol “PGO.” ISSUER Pegaso Pay LLC Token Pegaso, a utility token with the ticker symbol “PGO” PURCHASER Subject to completion ELIGIBILITY of relevant KYC, Whitelisting and/or restrictions imposed by PGO. PURCHASE PGO tokens will be PRICE sold at a rate of $* or Equivalent, per token. The Issuer accepts USD and Crypto, and other payment methods at its discretion. LISTING PGO will open a PGO/USD spot market for peer-topeer, open market trading following the conclusion of the sale of tokens. USE OF Proceeds may be PROCEEDS used for working capital and general business purposes, https://www.affixwebsite.com including capital expenditures, operating expenses and other capitalization activities. PUBLIC SALE The initial public sale is for 20,000,000 in two phases. PGO Tokens will be offered as part of a public placement only. Any unsold tokens from this allocation will be burned. TOKEN The Issuer will issue DISTRIBUTION up to 880,000,000 PGO tokens reserved for use in our future project on Mobile Banking Solution. PGO TOKEN MATRIX PGO Token Matrix https://www.affixwebsite.com Start Date 8/1/2020 9/1/2020 10/1/2020 Reserve Vendor Partners End Date 9/1/2020 10/1/2020 Percentage of PGO Tokens 0.30% 1.70% 88.00% # of PGO Tokens 3,000,000 17,000,000 880,000,000 Estimated USD Price Per PGO Token Total Raised $0.33 $0.50 $1.00 $990,000 $8,500,000 $880,000,000 10.00% 100,000,-% 1,000,000,000 TOKEN USE PGO tokens will be the utility token used across PGO’s trading platforms and services. Token holders will receive various benefits within PGO’s trading platform, products, and services. Users can optionally pay their trading fees, without limits, using PGO tokens, so long as the user is holding PGO tokens. https://www.affixwebsite.com USER FLOW AND DESIGN The Pegaso trading platform will be one of the most user-friendly platforms with unique customized features. The Pegaso platform will have a very friendly, user-friendly interface and will be available for pc and Android / IOS download. Our platform is safe and secured. We don't hold your money. Pegaso platform prevents traders and investors from wondering what tokens to buy and sell. Pegaso offers a trusted and secure platform to make profits. https://www.affixwebsite.com PEGASO TEAM To begin with, we bring diverse talents from large companies down to startups that include high tech, Finance, and HR. Within the startup community, it is a well-known fact that roughly 65% of new business ventures fail because of “people” problems. In addition, we have a Founder who is widely respected within the world of web design and applications as well as startups in the Las Vegas Valley, and another Founder who has held CEO and CFO roles at technology companies. We have put together an experienced management team with a wide range of expertise and talents. These experts include specialists in cryptocurrency, banking operations, and compliance. Our experts also have Blockchain and peer-to-peer technologies experience, payment processing experience, artificial intelligence expertise, and cyber threat security management. They will also have internet marketing and economics expertise, politics, and public relations who are partnering with other firms both in the emerging blockchain world as well as traditional industries. The team has more than 20 years of experience running high-tech ventures providing the best team to help support our new users thrive as they partner with us, enjoying a reliable, transparent, high-security platform and 24/7 support. Tom Bowen – Director of Finance & Administration Kevin Gamble – Director of People Activities & Communication Adam Button – Director of Strategic Planning Jack D. Leach – Technology Solutions Architect Brenton Bowen – Project Manager https://www.affixwebsite.com ROADMAP Pegaso Pays plans to have Pegaso Pay Wallet operational in Q3 2020. We will work with our partner online casino during the testing of our full platform before we roll it out to other online casinos before the beginning of Q4 2020. https://www.affixwebsite.com Conclusion The goals of Pegaso Token are as follows:  To build a decentralized automated cryptocurrency trading network that fulfills the company's real needs to support efficient digital asset management, trading, and payment services.  Build an easy and profitable trading platform for its users.  To keep the user to the same ease of use and speed as a centralized exchange. Efficient, secure, and fully user-controlled, with the processing power and user experience of the current centralized system. copyright 2020 Pegaso