Chekwube Okonkwo

Opay Business Overview Driving Digital Payments & Financial Inclusion 28th January 2026 Table Of Content Introduction to Opay Mission & Vision Services & Business Model Market Presence & Target Audience Achievements & Partnerships Future Plans & Opportunities Questions & Discussion Next Slide 01 About Our Company OPay is a leading African fintech platform, established in 2018 and licensed by the Central Bank of Nigeria (CBN), offering a comprehensive mobile money ecosystem for consumers and businesses. It provides secure, low-fee digital transactions, including POS, transfers, and savings, aimed at increasing financial inclusion with over 30 million users. 02 Mission & Vision Mission Make financial services accessible to all; Empower businesses & individuals Vision Drive a cashless economy; Become Africa’s most trusted fintech platform Services & Business Model Mobile Payments: P2P, bill payments, merchant payments Financial Services: Savings, loans, insurance Business Solutions: Merchant platforms, POS, payroll Revenue Model: Transaction fees, merchant services, financial products 03 Market Presence & Target Audience 04 As of 2025, OPay is a major player in Nigeria's fintech space, with an estimated 25-30% market share in mobile money. It processed over $12 billion in monthly transactions by early 2024. Operating in multiple African countries Target Audience: Individuals, SMEs, Corporates Focus on urban and semi-urban regions Achievements & Partnerships Millions of registered users Partnerships with major banks and telecoms Recognized for innovation in digital payments Expanded merchant network across sectors 05 Future Plans & Opportunities Millions of registered users Partnerships with major banks and telecoms Recognized for innovation in digital payments Expanded merchant network across sectors 06 Summary Opay is revolutionizing digital payments in Africa by delivering secure, scalable financial solutions, driving financial inclusion and innovation, expanding across retail and corporate sectors, and leveraging strategic partnerships and advanced technology to maintain a competitive advantage. 07 Let’s Work Together! Call us on- or- (for POS Business queries). Our helpline is available 24/7. Alternatively, chat with us on WhatsApp at -