SEX
without
REGRETS
Learning God’s Idea
of Sex With Zero Curses
NORA FOZARD
Learning God’s Idea
of Sex With Zero Curses
NORA FOZARD
- This book is dedicated to my loving and faithful husband whom I love so much, Pastor Donald Q. Fozard, Sr.
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Acknowledgments
First of all, I would like to acknowledge my Lord and savior, Jesus Christ.
All choices, not just sexual sins, have repercussions—consequences. And I am eternally grateful that God has “chosen
[me] and ordained [me], that [I] should go and bring forth fruit,
and that my fruit should remain” (John 15:16).
I am also grateful to all of my friends, family, and loved
ones, who choose, each day, to love and encourage me as I
fulfill the dreams in my heart.
And thanks to Dr. Hilton Sutton for your kind and powerful words in the Foreword to the first edition. I pray, as you
said, that all who read these words “will BENEFIT from [this]
message of love and God’s wonderful plan of forgiveness and
ability to change what is wrong into what is right and good.”
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Table of Contents
Introduction
Why This Book is for You.......................................................13
1 Wired For Desire...................................................................17
2 Nobody’s Talking...................................................................25
3 Teach Your Children.............................................................31
4 Where Is The Church?..........................................................49
5 Hoes and Boy-Hoes..............................................................57
6 Adultery...................................................................................73
7 Lust..........................................................................................91
8 Don’t Deprive Your Spouse!...............................................103
9 The Joy Of (Married) Sex...................................................113
10 When Conflict Is Dividing You........................................125
11 Flee Youthful Lust..............................................................149
12 A Final Word: Go and Sin No More...............................163
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Foreword
to the
First Edition
WOW!!!
This book by Nora L. Fozard is long overdue. Nora has
hit the nail on the head, knocked the ball out of the park, and
scored in the final seconds to win the game.
This book is filled with truth, supported by the Holy Scripture and professionally gathered statistics. It’s reading by all,
especially the Christian community, is a must. The book comes
at a time, in American history and the lives of the American
people, in which immorality is running rampant.
Sexual sins plague most every age group in our nation and
is no stranger within the churches.
I’m convinced Mrs. Fozard was directed by the Holy Spirit
as she penned each page. Once you begin to read you will not
want to stop until you have finished the book.
Now, here is a loving warning; if you are involved in any
form of sexual sin, you may not want to finish reading this
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timely treatise. However, you will BENEFIT from its message
of love and God’s wonderful plan of forgiveness and ability to
change what is wrong into what is right and good.
I strongly recommend the reading and serious consideration of the subject of Nora Fozard’s book, “Enjoying Blessed
Sex with Zero Curses.”
Hilton Sutton, Th. D
The late Hilton Sutton founded Hilton Sutton
World Ministries and wrote this foreword to the
first edition of this book.
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Introduction
Why This Book is for You
You may be single. You may be married. You may be divorced. You may be widowed. Maybe you’re sexually active.
Maybe you’re abstaining from sex. Whatever your sexual status
right now, God knows your needs, desires, and longings. God
created us. Our bodies are not our own. Our bodies belong to
God.
“Do you not know that your body is a temple of the Holy
Spirit who is within you, whom you have [received as a gift]
from God, and that you are not your own [property]?” (1 Corinthians 6:19, AMP)
As individuals, even standing together with God, we often
feel powerless against the great flood of sexual information
that spreads through our culture. But our churches often seem
to be just as lacking in power. Consider:
•
The sexual sins of church leaders have destroyed huge
churches and wracked entire denominations in the last
several decades.1
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•
Church teens are more likely to be sexually active than
teens outside of churches.2
•
Single women and girls who attend church are as likely
to have children without being married as women and
girls who don’t attend church. More than half of all
abortion patients report Christian faith affiliations.3
•
The use of pornography has become common among
church members and leaders, especially men, with
more than half of Christian men who call themselves
“born again” using porn at least every month.4
•
Men and women who struggle with same-sex attraction are getting mixed signals from faith communities
about whether it is appropriate to engage in homosexual relations and same-sex marriages.
•
Men, women, and teenagers in churches experience
sexually transmitted diseases, including HIV.5
Because the church hasn’t understood the root causes
of sexual sin, what you usually hear from the pulpit is, “It’s
wrong.” “It’s sin!” “You’re going to hell.” All of which are true.
But that’s just not all there is to say. And most people who are
committing sexual sins already know that what they are doing
is “worthy of death” (Romans 1:32). What they don’t know is
what life would be like without illicit sex. And since it is such a
big part of their lives, they wonder how they will cope if they
don’t have this physical and emotional support in their lives.
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Most people know their sexual activity is
sin. What they don’t know is what life would
be like without illicit sex. They wonder
how they will cope if they don’t have this
physical and emotional support in their
lives.
God knows the temptations and tests we face and He does
not intend the tests to defeat us. God has given us a guarantee
that no temptation would be allowed to tempt us beyond our
ability to resist. He has already made a way for you to be free.
In 1 Corinthians 10:13, God reminds us: “No temptation
[regardless of its source] has overtaken or enticed you that is
not common to human experience [nor is any temptation unusual or beyond human resistance]; but God is faithful [to His
word—He is compassionate and trustworthy], and He will not
let you be tempted beyond your ability [to resist], but along
with the temptation He [has in the past and is now and] will
[always] provide the way out as well, so that you will be able
to endure it [without yielding, and will overcome temptation
with joy].”
Your own sexual appetites may have overtaken your good
judgment and led you into a relationship or place you regret.
But God knows you more intimately than anyone else. God
wants you to have a full life that includes everything you
need—spirit, soul, and body.
I wrote this book because God told me to write about the
repercussions of sexual sins. When God gives such a message,
the problem is pervasive and needs our attention. Nineveh,
for example, was in danger of being destroyed. Jonah needed
to preach to them so that they could repent and be spared.
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We see sexual sins almost everywhere we go. Yet talking about
such sins is a delicate issue because they have touched so many
of our lives. Think of the homes that have broken up because
of adultery. Sometimes both husband and wife share the fault.
And certainly, the hurt can ripple far beyond the two of them.
Read this book with the confidence that somebody knows
and understands what you are going through. I want you to
read this book and know that the sexual feelings you experience, but can’t seem to control, don’t have to dictate how you
live your life.
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1
Wired For Desire
If all you’ve ever heard in church about your desires is that
they’re “Sinful!” and “Wrong!”, what I’m going to tell you next
will sound shocking.
We are not creatures of desire because of the devil. We are
creatures of desire because of God.
We are not creatures of desire because
of the devil. We are creatures of desire
because of God.
The reason God created man was so that He could have
a relationship and fellowship with him. God desired us. That’s
a good thing. The Bible tells us, in the beginning when God
created everything, He looked at each thing He created and
said, “It was good” (see Genesis 1). The only exception to all
this good was when He finished creating man—man was with-
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Sex Without Regrets
out a woman. God said, “It is not good that the man should
be alone; I will make him a helper fit for him” (Genesis 2:18,
ESV).
When God created man in His image and breathed His
spirit into him and gave him life, man embodied the very nature and character of his creator. “So God created man in His
own image, in the image and likeness of God He created him;
male and female He created them” (Genesis 1:27). By God’s
own design, man, like God, desires to be in relationship and
have companionship.
This is what I mean when I say we are wired for desire.
God created us with a powerful desire to connect with other
people, and the most powerful form that desire takes is our
sexual desire.
The pornographers take advantage of this. The devil perverts it. And the church insists on ignoring it.
So, sex sells. But sex alone cannot satisfy all of our desires.
People need more than the momentary or physical gratification casual sex offers. People even need more than the different kind of satisfaction that God’s intended marital sex offers.
People need to be affirmed. We need to be needed. We need to
be validated by our relationships with others. Sexual desires are
good desires until they are taken from under the covering of
God’s lordship over our lives. Then, that which was designed
to create begins to destroy.
Why is Our Society So Sex-Obsessed?
Have you ever wondered why the society we live in is so
obsessed with sex? Have you ever wondered why it doesn’t
seem to matter that the repercussions of sexual sins are plagues
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Wired For Desire
of epidemic proportions, and moral decay is overtaking our
young and old people alike?
We encounter sexually explicit content in media we should
be able to trust. From BET to MTV to daytime soaps and
the soap they sell, you can’t turn on the TV, radio, or open
a magazine, without being bombarded by sexual innuendo or
downright raw, in-your-face, sex. Retailer Abercrombie and
Fitch—which then catered to the teen market—had to recall
its 2003 holiday catalog after it had already been placed in all
its stores because of protests over the sexually explicit photos
and essays it included.6
I heard a talk show host claim that intimacy in marriages
is hindered because we do things like floss our teeth in front
of each other. According to him, we have taken the romance
out of our relationships and become “too familiar.” That may
have been the understatement of the year. We have become
so familiar that we have become desensitized to the fact that
today’s society applauds and encourages sexual exposure that
would have gotten you arrested for indecency years ago.
Predatory Porn Online
The internet is fueling a new generation of predatory pornography. It’s not safe for a child to log on to the web and
type in the most common words. Even www.jesus.com is the
website for the Metropolitan Community Church—an openly
gay organization that supplies information like “Homosexuality and the Bible.” The Bible calls homosexual behavior “repulsive,” “detestable,” “perversion,” “degrading,” and “shameful”
(Lev. 18:22; Lev. 20:13, Rom. 1:26-27, Rom. 1:24, Jude 1:7).
There seems to be no moral compass at all when it comes to
sex.
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Sex Without Regrets
The internet is fueling a new generation of
predatory pornography.
Immoral Lives of Public Leaders
A quarter century ago, Americans were appalled when
then-President Bill Clinton claimed not to have had a sexual
relationship with White House staffer Monica Lewinsky—a
claim that disintegrated when a stain on her dress proved to be
his semen. That scandal, which put Clinton in front of a grand
jury, seems almost quaint compared with the sexual bragging,
public groping, and multiple divorces of former President
Donald Trump.
And yet, by claiming that he hadn’t had sex with Lewinsky,
Clinton set a new and dangerous precedent for parents and
Christian leaders to counter. He was suggesting that if there’s
not penetration, it’s not sex. Many teenagers now think that
oral sex and mutual masturbation just doesn’t count. Teen girls,
under tremendous peer pressure to have sex, buy into the lie
that if they give their boyfriend (or just a ‘friend with benefits’)
oral sex that they’re somehow not doing anything wrong. They
might even have found their “how to” plan in a catalog picked
up at a teen clothing retailer.
Somebody needs to tell them that herpes, syphilis, hepatitis
B, gonorrhea, and HPV (see page 26) can all be transmitted
through oral to genital contact. And once they’ve gone that
far, their resistance and resolve are soon worn down and they
move on to intercourse.
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Wired For Desire
Teen Pregnancy, Abortion
Pregnancy among teens and unmarried adults is a huge
problem in our country. In 2021, 40 percent of all US births
were to unmarried women (1,464,455 children). More than
half of all women under thirty who gave birth in the US were
unmarried, and nearly six in ten nonmarital births occurred to
couples living together unmarried.
More than half of all women under thirty
who gave birth in the US were unmarried.
Knowing that grownups are living that way makes me less
excited to know that fewer teenagers are getting pregnant. In
1970, almost half of first births to unmarried women were to
teenage girls. Now teenage mothers account for only 15 percent of children born out of wedlock.7
All these years we’ve been teaching children to wait, and
all they waited for was their own apartment! For all the babies
being born to unwed mothers, abortions in America kill more
than fifty times as many people each year as HIV.8 Once considered a disease that plagued gay men, HIV is now common
among heterosexuals. Recent studies say that nearly 60 percent
of new cases of HIV in the US are among African-American
women, even though we are just 15 percent of the US population.9 These statistics are largely due to men “on the down
low” (married men secretly engaging in homosexual activity).
Which brings me to another repercussion of sexual sin: Divorce.
Here, there has been some good news over the last two
decades. The pendulum has swung on divorce, and now people
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Sex Without Regrets
who call themselves Christian in the US are again slightly less
likely to divorce than non-believers.10
But “slightly less” isn’t great news when the number across
all Americans is a 39 percent failure rate for marriages.11 And
when I think that more than twice as many people now live
together without marriage, and nearly twice as many are just
living alone with their temptations12 . . . I’m worried for where
we’re headed.
Sexual Abuse of Children
The sexual abuse of children is another way sexual sin
is reverberating through our communities. In the US, one in
four girls and one in thirteen boys will experience sexual abuse
before the age of eighteen.13 This horrifying violation of innocence is a perversion of the sex impulse. Children are also
being exposed to pornography and even engaged in its production. Every person who owns a cell phone can watch porn
at any time and also make and distribute pornographic videos.
All of these violations of children traumatize them and
make it less likely that they will be able to enjoy the God-given
benefit of marital sex in adulthood.
More Risks from Nonmarital Sex
The risks of nonmarital sexual activity include various sexually transmitted illnesses, which have been on the rise. The
US Centers for Disease Control and Prevention reported an
increase of nearly 30 percent in cases of chlamydia, gonorrhea,
and syphilis between 2015 and 2019. If untreated, these diseases can cause chronic pelvic pain, infertility, severe complications in pregnancy, and illness or even death for newborns.
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Wired For Desire
Sadly, the greatest increase was in cases of syphilis among newborns, which increased nearly four times in the five-year window. Human Papillomaviruses (HPV) are DNA-based viruses
that infect the skin and mucous membranes of humans and a
variety of animals. Some HPV types cause benign skin warts.
About 30-40 HPVs are typically transmitted through sexual contact. Some can cause genital warts. A subset of about
thirteen “high-risk” sexually transmitted HPVs can lead to the
development of precancerous lesions of the cervix, which may
in turn lead to cancer of the cervix. HPV infection is a necessary factor in the development of nearly all cases of cervical
cancer.15
What Should the Church Do?
What should the response of the church be? Can we do
more? Yes. Why are the people in the body of Christ faring as
badly as or worse than the people that aren’t proclaiming that
Jesus is Lord over their lives? Is it the devil? Or has the body of
Christ fallen asleep at the wheel and gotten silenced because,
like Eli of old, we won’t deal with the issues that face us.
Well, today—right here and right now—that is going to
change. As a minister of the Gospel of Jesus Christ, I’m going
to stand and address the problems caused by sexual sins. I’m
not going to just address those issues, I’m going to give you the
tools that you need to put sex and sexuality in the perspective
in your life that God intended.
Corporate America and big business around the world
have figured out something that the church hasn’t gotten a grip
on. Sex sells! And the reason that sex sells is because all human beings are hardwired for desire. Now before you get the
impression that I’m okay with the way our society has deval23
Sex Without Regrets
ued (or maybe I should say re-valued) sex and sexuality, let me
make it clear that I’m not okay with it. I’m just saying that our
natural tendency toward desire doesn’t have to be a bad thing.
A Call to the Church
God created us with a powerful desire to connect with other people, and the most powerful form that desire takes is our
sexual desire. But sex alone cannot satisfy all of our desires
to connect with people. People need to be affirmed. We need
to be needed. We need to be validated by our relationships
with others. Make your church a place that helps people fulfill
their God-given desire to connect meaningfully with others so
they’re less driven to connect through sex outside of Christian
marriage.
A Call to Christian Women
Women want to be loved, affirmed, and encouraged. And
believe it or not, you don’t need to have sex to fill those needs!
Think about the women friends and family members who help
fill these needs for you, and plan to spend more time with
them. Think about the women friends and family you can give
love, encouragement, and affirmation. Do it!
A Call to Christian Men
Men need to be encouraged, affirmed and loved. And none
of these things depends on having sex with someone! Who are
the other men who affirm you and uplift you? Who are the
family members whose love you can count on? Set up some
time with them right away!
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2
Nobody’s Talking
Hardly anyone likes to talk about the repercussions of sexual sins. One reason for the lack of candid discussion may be
that so many people have been affected by sexual sins. Because
of the lifestyle we or someone in our family has chosen to live,
few are exempt.
I don’t want there to be any confusion about what we are
talking about. God disapproves of any and all sex outside of
marriage. God ordained sex for marriage. People know that.
We were created with an internal sense of right and wrong, but
extramarital sex remains a big problem. So many people think
they can do what they want with their bodies, forgetting there
is always a price for our actions.
Illicit sex can have horrible repercussions. There are always
consequences. Luke quoted Jesus as saying, “nothing hidden
that will not be disclosed, and nothing concealed that will not
be known or brought out into the open.” (Luke 8:17, NIV).
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Sex Without Regrets
Sin has a price tag! According to 1 Corinthians 6:13-15, our
bodies should be used as instruments of righteousness and not
unrighteousness.
“Food is for the stomach and the stomach for food, but
God will do away with both of them. The body is not intended
for sexual immorality, but for the Lord, and the Lord is for the
body [to save, sanctify, and raise it again because of the sacrifice of the cross]. And God has not only raised the Lord [to
life], but will also raise us up by His power. Do you not know
that your bodies are members of Christ? Am I therefore to
take the members of Christ and make them part of a prostitute? Certainly not!”
Let’s begin to address these issues one at a time and see
what God’s word says about avoiding the repercussions of sexual sins.
God disapproves of all sex outside of
marriage.
Loose Men and Reckless Women
Loose men and reckless women are found in every arena
of life. Loose men and reckless women have caused many to
fall. In the book of Proverbs, a loose woman is described as
extremely dangerous and flirtatious. We are warned to beware
of her flattering words because “they are as smooth as oil . . .
but they will lead to a deep pit which will ultimately destroy and
send you to hell” (Proverbs 5:3, 22:14).
If a person does not have Christ in his life, he sometimes
can be totally oblivious to the needs of others. We are living in
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Nobody’s Talking
times when such selfishness prevails. A loose man or woman
often has this characteristic because they are looking for only
their needs to be met. Self-gratification is all they are after—
satisfying their sexual desires. But the loose man or woman
needs to understand that if they continue in this behavior,
there will be repercussions.
Hundreds of different diseases are sexually
transmitted, including the virus that causes
cervical cancer in women.
Think of the husbands who have betrayed their wives and
been found out. Initially they may lie, but the truth eventually
comes out. Adulterers may say they are sorry, but the hurt is
still there. Many of the wives will stay in the marriage, but
some descend into a dysfunctional state of anger, self blame,
or lovelessness. This is not to mention the possibility of a sexually transmitted disease or STD. Over 250 types of STDs are
recognized now, including the virus that causes cervical cancer
in women.
The Closet Door is Open
We used to keep sins like adultery, fornication, and homosexuality in the closet as our dirty little secrets. Now, all is out in
the open. It’s become common to use and hear these terms. It’s
not just in Hollywood, long infamous for loose morals. From
Sex In The City to Queer Eye For The Straight Guy, fornicators,
adulterers, and homosexuals are out there in full view of everyone.
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Sex Without Regrets
Fornicators boast and laugh about their conquests. “Ha,
ha, I had some last night.” Well, nothing is free and their conquests are going to cost them.
Jude wrote, “Now I want to remind you, although you are
fully informed once for all, that the Lord, after saving a people out of the land of Egypt, subsequently destroyed those
who did not believe [who refused to trust and obey and rely
on Him]. And angels who did not keep their own designated
place of power, but abandoned their proper dwelling place,
[these] He has kept in eternal chains under [the thick gloom
of utter] darkness for the judgment of the great day, just as
Sodom and Gomorrah and the adjacent cities, since they in the
same way as these angels indulged in gross immoral freedom
and unnatural vice and sensual perversity. They are exhibited
[in plain sight] as an example in undergoing the punishment of
everlasting fire.” (Jude 1:5-7, AMP)
Even Jesus warned against looking back and longing lustfully with the words; “Remember [what happened to] Lot’s
wife [when she looked back]!” (Luke 17:32, AMP)
Illicit Sex is Not Free
Young or old, man or woman—illicit sex is not free. When
you are sexually active with someone who is not your husband
or wife, it is going to cost you something, somehow, sometime. You are going to pay a price. Your choices will cost you
spiritually by destroying your relationship with God, soulishly
by destroying your relationships with people, and bodily by attacking your health and general well-being.
Advertisements with sexual connotations and innuendoes
are all around us. But they never advertise what illicit sex re-
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Nobody’s Talking
ally does to a person. They never show you how immorality
affects families, churches, or people’s relationships with God.
Packs of cigarettes carry a warning label, but you never see billboards that read, “If you have unprotected sex, it might lead
to death.” Sex purveyors don’t put up billboards that read, “If
you keep committing adultery, it could kill you.” The reason is
obvious but sobering—if people thought too much about the
consequences of their behavior, the lust merchants would be
out of business. And death is not always physical. Giving in to
your body over God’s Word can deaden you spiritually and lead
to self-loathing.
Packs of cigarettes carry a warning label,
but you never see billboards that read, “If
you have unprotected sex, it might lead to
death.”
The sex industry uses streaming videos, music, movies,
television, radio, the internet, and print publications to hock
their pornography, and they could not care less about your self
esteem. They are getting rich from your spiritual damnation.
Theirs is a billion dollar business that cares only about making
money.
A Call to the Church
It’s hard for church leadership to take a stand about sexual
immorality when everyone knows that Deacon So-and-So is
getting some on the side. God says that judgment begins in the
house of the Lord, and God has made church leadership the
gatekeepers of His holy house. Start making these challenges
where God says to: in the private communication that God
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Sex Without Regrets
commands; then with testimony from additional witnesses if
you have to (Matthew 18:15-17; 1 Tim. 5:19-20). Do not fail
to save sinners from the fire (Jude 1:23), especially if they’re
leaders whose example directs others astray.
A Call to Christian Women
I know you know lots of women and men who are having
sexual relations outside of marriage. And I know you want to
feel close and committed to someone the way sex can make
us feel. But sex without the commitment of marriage isn’t the
kind of secure closeness you hope for. Stay secure in God and
among God’s righteous people. Find security and commitment
where God allows for this time in your life.
A Call to Christian Men
If “everybody’s doing it,” it’s time for you to stand out
from the crowd. God says not to follow the crowd in doing
wrong (Exod. 23:2), and having sex with anyone but your wife
is wrongdoing. Dig deep into God’s strength so you can stand
up to temptation and teach others to walk right with God.
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