Alvin Amigo

Broker Price Opinion VPS EXTERIOR Subject Address Client Name 4046 FOUR LKS DR MELBOURNE, FL 32940 Nationstar Credit Risk Forward Default Adabel Ramos Loan Number- Agent Name Client Address Agent Company Name 350 Highland Dr. Lewisville, TX 75067 Ramos REO, LLC Inspection Date 07/10/2015 SOLUTIONSTAR SETTLMENT SERVICES BPO FORM V1 BROKER PRICE OPINION VPS Exterior Loan- Subject Property Information Address: Borrower: Property Type: Parcel #: 4046 FOUR LKS DR City: MELBOURNE DWAYNE FREE State: Owner of Public Record: SFD Occupancy: 26-36-26-SJ-000CC- HOA Fees: Special Assessment Fees: $0 n/a Date Sold: n/a County: Brevard County 07/10/2015 VPS Exterior New Construction? No Subject Zoning: Legal Is there evidence of a disaster?: No Was the subject listed for sale in the past 12 mos.?: No 32940 Inspection Date: Inspection Type: Disaster Date: No Was the subject sold in the past 12 months?: Zip Code: Owner $0 Was the subject impacted by disaster in the past 12 No mos.?: Is the subject currently listed for sale?: FL DWAYNE FREE No Cumulative Days on Market: Original List Price: Last Listing Broker Name / Company: Last List Price: 0 Original List Date: $0 Last List Date: Brief Description of Subject Property and Comments The subject is a SFD, Ranch styled home in Average condition. Built in 2002, it offers 1465 Sq.Ft., and 7|3|2 Floor plan. Unique features include Porch, an Inground pool and a 2 car attached garage. Subject Neighborhood Information Location Rural Normal Days on Market Property Price Trend 1-60 Approximate Number of Comparable Listings 23 $15,000 REO Trend Stable Owner vs. Tenant % Marketing Time Trend 80% Vacancy Rate 0 TO 5 Approximate Number of Comparable Listings Corporate or REO Number of Comparable Sales in the past 12 mos.? Neighborhood Price Range Stable Supply/Demand Normal / Normal to 27 $315,000 Comparable Sale Price Range $25,000 to $455,000 Are there adverse external factors within 0.25 mi. of the subject property? Stable Median Market Rent $1,200 0 Median Price $215,000 No Adverse External Factors Comments None noted. Neighborhood Comments The subject is located in an established suburban location which has a much higher percentage of SFD/Townhouses versus Condos. Properties display a general similarity in design, utility, and overall appeal, with variations in size. The average listing price for Melbourne homes for sale on Trulia was $250,149 for the week ending Jul 01, which represents an increase of 2.3%, or $5,629, compared to the prior week and an increase of 6.7%, or $15,778, compared to the week ending Jun 10. Red Flags Construction Damaged Environmental Zoning Market Activity Boarded Stigma Other Not Applicable Red Flag Comments Comparable Sales Feature Subject Comparable Sale 1 Comparable Sale 2 Comparable Sale 3 Address City, State Zip Code 4046 FOUR LKS DR MELBOURNE, FL 32940 4276 Long Leaf Drive Melbourne Melbourne, FL 32940 4931 Spinet Drive Melbourne Melbourne, FL 32940 4968 Alamanda Drive Melbourne Melbourne, FL 32940 Data Source / MLS# Tax data / MLS / 716216 MLS / 714660 MLS / 723804 Proximity to Subject Original List Date/Price / $0 0.47 mi. 02/27/2015 / $184,500 0.31 mi. 01/21/2015 / $178,900 0.56 mi. 02/22/2015 / $185,000 Sale Date / Price Cumulative DOM / $0 0 03/09/2015 / $185,000 10 02/25/2015 / $178,900 35 05/28/2015 / $178,000 95 Loan Type Conventional Loan Conventional Loan Conventional Loan Cash FMV FMV Sale Type FMV Comparable Adjustments Feature Adjustment +/- FMV Feature Adjustment +/- Feature Adjustment +/- Lease Hold/Fee Simple Site Size Fee Simple 0.14 AC Fee Simple 0.19 AC $0 -$50 Fee Simple 0.15 AC $0 $0 Fee Simple 0.2 AC $0 -$60 Condition Average Average $0 Average $0 Average $0 Age Gross Living Area 13 1465 SqFt 18 1556 SqFt $0 $0 12 1264 SqFt $0 $452 20 1468 SqFt $0 $0 View Room/Bed/Full/Partial Neighborhood 7/3/2/0 Neighborhood 7/3/2/0 $0 $0 / $0 / $0 / $0 Water Front 7/3/2/0 $0 $0 / $0 / $0 / $0 Neighborhood 7/3/2/0 $0 $0 / $0 / $0 / $0 Basement Area (Sq. Ft.) Basement % Finished 0 SqFt 0% 0 SqFt 0% $0 $0 0 SqFt 0% $0 $0 0 SqFt 0% $0 $0 Price per Sq. Ft. 0.00 118.89 $0 141.53 $0 121.25 $0 Parking Type # Parking Stalls Attached 2 Car Garage 2 Attached 2 Car Garage 2 $0 $0 Attached 2 Car Garage 2 $0 $0 Attached 2 Car Garage 2 $0 $0 Amenities (Pool, etc.) Porch, Inground Porch $0 Patio, Inground $0 Patio $0 Equal $0 Equal $0 Equal $0 Overall Comparability Sales Concessions Special Assessments $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 # of Units / Design 1 / Ranch/Rambler 1 / Ranch/Rambler $0 1 / Ranch/Rambler $0 1 / Ranch/Rambler $0 Heating / Cooling Water / Sewer Both City / City Both City / City $0 $0 / $0 Both City / City $0 $0 / $0 Both City / City $0 $0 / $0 Total Adjustment Net Adjustment Subject Comparable Sale 1 Comparable Sale 2 Comparable Sale 3 $1,950 $452 $1,940 Gross Adjustment $2,050 $452 $2,060 Adjusted Sale Price $186,950.00 $179,352.00 $179,940.00 Comparable Listings Address Feature Subject 4046 FOUR LKS DR Comparable Listing 1 5232 Outlook Drive Melbourne Comparable Listing 2 3420 Deer Lakes Drive Melbourne Comparable Listing 3 4822 Outlook Drive Melbourne City, State Zip Code MELBOURNE, FL 32940 Melbourne, FL 32940 Melbourne, FL 32940 Melbourne, FL 32940 Data Source / MLS# Proximity to Subject Tax data / MLS /- mi. MLS /- mi. MLS /- mi. Original List Date/Price Listing Date / Price / $0 / 06/28/2015 / $190,000 / 04/25/2015 / $189,900 / 05/15/2015 / $189,900 / Cumulative DOM 0 12 76 56 Loan Type Listing Type Conventional Loan FMV Conventional Loan FMV Conventional Loan FMV Conventional Loan FMV Comparable Adjustments Lease Hold/Fee Simple Fee Simple Feature Fee Simple Adjustment +/$0 Feature Fee Simple Adjustment +/$0 Feature Fee Simple Adjustment +/$0 Site Size 0.14 AC 0.13 AC $0 0.22 AC -$80 0.15 AC $0 Condition Age Average 13 Average 11 $0 $0 Average 12 $0 $0 Average 11 $0 $0 Gross Living Area View 1465 SqFt Neighborhood 1492 SqFt Neighborhood $0 $0 1798 SqFt Neighborhood -$749 $0 1516 SqFt Neighborhood $0 $0 Room/Bed/Full/Partial 7/3/2/0 7/3/2/0 $0 / $0 / $0 / $0 7/3/2/0 $0 / $0 / $0 / $0 7/3/2/0 $0 / $0 / $0 / $0 Basement Area (Sq. Ft.) Basement % Finished 0 SqFt 0% 0 SqFt 0% $0 $0 0 SqFt 0% $0 $0 0 SqFt 0% $0 $0 Price per Sq. Ft. Parking Type 0.00 Attached 2 Car Garage 127.35 Attached 2 Car Garage $0 $0 105.62 Attached 2 Car Garage $0 $0 125.26 Attached 2 Car Garage $0 $0 # Parking Stalls 2 2 $0 2 $0 2 $0 Amenities (Pool, etc.) Porch, Inground Porch $0 Porch $0 Porch, Inground $0 Equal $0 Equal $0 Equal $0 Overall Comparability Listing Concessions Special Assessments $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 # of Units / Design Heating / Cooling 1 / Ranch/Rambler Both 1 / Ranch/Rambler Both $0 $0 1 / Ranch/Rambler Both $0 $0 1 / Ranch/Rambler Both $0 $0 Water / Sewer Total Adjustment City / City City / City Subject $0 / $0 Comparable Listing 1 City / City $0 / $0 Comparable Listing 2 City / City Net Adjustment $2,000 $1,171 $0 Gross Adjustment Adjusted Listing Price $2,000 $192,000.00 $2,829 $191,071.00 $0 $189,900.00 $0 / $0 Comparable Listing 3 Comparable Sales and Listings Comments Comparable Sale 1 Quality home in a Great Location that's easy on your budget! Burgoon Berger built home in Pineda Crossing offers unobstructed views of the tranquil lake from almost every room. Brand NEW ROOF in June/2014. New A/C 3 years ago. Newer refrigerator, dishwasher, and disposal. The family chef is sure to appreciate the gas cooktop. Relax on your spacious trussed porch or landscaped side patio fenced for privacy. Conveniently located for easy access to I-95, Patrick AFB, the beaches, and Eastern Florida State College. Call Today to see the best value in Pineda Crossing! Comparable Sale 2 Come see this immaculate 3 bedroom 2 bath open floor plan home. This home has a beautiful gas heated saltwater Roman pool with hot tub and new pool pump. Pool equipment and pool furniture included. Eat-in kitchen with stainless steel appliances and Style stone countertops. Living room / dining room combo with fantastic views of the pool. Master with walk-in closet, garden tub, and private shower. Home has laminate and 18 Italian tile. Great sought after neighborhood minutes to I-95 or beaches. Comparable Sale 3 Quite, peaceful, serene,are the best words to describe this friendly, beautiful,tree lined,neighborhood with lots of preserve and nature areas to enjoy.This home is as neat as a pin and priced to sell quickly. Roof and HVAC replaced in 2010, water heater in 2014. Clean and well cared for awaiting a new owner to love it as much as the current owners have. Comparable Listing 1 Beautiful home situated on a preserve in the desirable Deer Lakes sub-division. Lovely master suite with his/her closets and luxurious jetted tub. Kitchen has an island and eat in area ! Outdoor living is heavenly overlooking the preserve on the screened porch. Excellent central location!Gated Community with community pool and playground. Comparable Listing 2 Move-in condition. New carpet paint and appliances. Open plan with lots of closets. Oversized Master BR with huge walk-in closet. Screened porch leading to private back yard. Easy living with community pool, park and the HOA cuts the lawn. Great location, great schools, close to Viera, Zoo, PAFB, I-95 and beaches. Comparable Listing 3 Beautiful home in popular Deer Lakes subdivision. This one's a beauty, open & bright with vaulted ceilings. Eat-In Kitchen with center island, pantry, maple cabinets, and tile. Spacious Living/Dining combo with nice chandelier and fans. Neutral colors will go with any decor. Large screened porch off Family Room and Master Bedroom. Great community with pool & playground. Excellent schools! Great location, close to I95, shopping, golf, and only 10 min. to the beach. Hurry this one wont last long! Repairs Painting Estimated Cost of Repair $0 Foundation Estimated Cost of Repair $0 Landscaping Estimated Cost of Repair $0 Roof Estimated Cost of Repair $0 Windows Estimated Cost of Repair $0 Other Estimated Cost of Repair $0 Pool Estimated Cost of Repair $0 Cleaning/Trash Removal Estimated Cost of Repair $0 Total Repair Cost $0 Price Opinion Price Opinion As Is As Repaired 0-90 days $180,000 $180,000 $165,000 0-90 days Repaired $165,000 Suggested List Price $190,000 $190,000 $175,000 Market Rent $1,200 Land Value $17,000 Additional Comments The value as of today is $180000, with typical marketing time at 70 days. The subject property is located in a neighborhood with easy access to the highway. Most yards and home exteriors appear to be in good order with only minor maintenance neglect. The area has above average market demand. The view from the subject property is other Homes in the neighborhood. This type of view is typical for most other homes in the neighborhood. The market appears stable as there are roughly an equal number of homes which have been listed and sold over the past 12 months. Current list prices remain in line with sale prices, and REO/short sale inventory has decreased. The subject was strategically priced mid-market because all homes were from the same/similar subdivisions, and were of similar GLA, age, style, and lot utility. No extraordinary characteristics were noted to price low or high. Criteria expansions had to be made due to a lack of available market data. These expansions include: GLA : 19; Age : -2/+7 years; Sale Dates : 4; Proximity : 2; Month Supply : 6. This report is a broker price opinion estimate of current market value on the said property. It should not be construed as an appraisal, nor used as an appraisal if an appraisal is required. Exact Proximity Variance is 1.32 mile(s) away. Exact GLA Variance is 19%. Exact Age Variance is -2/+7 years. Exact Condition Variance is 0 Grade between the Subject and the most diverse Comparable. Exact View Variance is 5 Comp(s) with Neighborhood view while the other 1 Comp(s) have a similar Waterfront view. Exact Style Variance is 6 Comp(s) as Ranch Style. Exact Lot Variance is 36%. Exact Bed Variance is 0. Exact Bath Variance is 0.. Broker / Agent Signature Prepared By Adabel Ramos Signature Date 07/15/2015 Signature Broker/License Number SL700747 Broker/License State FL Company Ramos REO, LLC Company Address 460 E Altamonte Dr suite 2300, Altamonte springs, FL 32701 Disclaimer "This evaluation was prepared by a licensed real estate broker and is not an appraisal. This evaluation cannot be used for the purpose of obtaining financing." "Notwithstanding any preprinted language to the contrary, this is not an appraisal of the market value of the property. If an appraisal is desired, the services of a licensed or certified appraiser must be obtained." Agent Comments Please explain: Listing 2 has exceeded the total square feet variance threshold of 15% between subject and comparable (>1500 GLA) The GLA varies slightly from the comps. This does not have an effect on the value as this is due to limited comps in that area. The subject remains strongly bracketed by these comps and results in an accurate evaluation. Please explain: Sold 3 has exceeded the threshold for age variance between subject and comp (5 years) The effective age and condition of the subject is the same for the subject and comparables. T h e s e comparables bracket the subject well and render the same value to a potential buyer. Please explain: Listed 2 Sq. ft has exceeded allowable variance of 20% (+/-) to the subject The GLA varies slightly from the comps. This does not have an effect on the value as this is due to limited comps in that area. The subject remains strongly bracketed by these comps and results in an accurate evaluation. Listing 2 Lot size variance is + or - 20% of the subject lot size. Please explain. Due to lack of comparables it was needed to use comps that vary in lot size. Sold 1 Lot size variance is + or - 20% of the subject lot size. Please explain. Due to lack of comparables it was needed to use comps that vary in lot size. Sold 3 Lot size variance is + or - 20% of the subject lot size. Please explain. Due to lack of comparables it was needed to use comps that vary in lot size. Photographs / Location Map Subject Front Address 4046 FOUR LKS DR City MELBOURNE State FL Zip Code 32940 Subject Front Side 1 Address 4046 FOUR LKS DR City MELBOURNE State FL Zip Code 32940 Subject Front Side 2 Address 4046 FOUR LKS DR City MELBOURNE State FL Zip Code 32940 Subject Address verification Address 4046 FOUR LKS DR City MELBOURNE State FL Zip Code 32940 Subject Street Scene 1 Address 4046 FOUR LKS DR City MELBOURNE State FL Zip Code 32940 Subject Street Scene 2 Address 4046 FOUR LKS DR City MELBOURNE State FL Zip Code 32940 Sold Comp 1 Address 4276 Long Leaf Drive Melbourne City Melbourne State FL Zip Code 32940 Sold Comp 2 Address 4931 Spinet Drive Melbourne City Melbourne State FL Zip Code 32940 Sold Comp 3 Address 4968 Alamanda Drive Melbourne City Melbourne State FL Zip Code 32940 Listing Comp 1 Address 5232 Outlook Drive Melbourne City Melbourne State FL Zip Code 32940 Listing Comp 2 Address 3420 Deer Lakes Drive Melbourne City Melbourne State FL Zip Code 32940 Listing Comp 3 Address 4822 Outlook Drive Melbourne City Melbourne State FL Zip Code 32940 Subject Street Sign 4046 FOUR LAKES DR MELBOURNE FL 32940 Vendor: Risk Score (1 to 100): 9 Benchmark Valuation: $180,000 Low Medium Valuation Risk Benchmark Value: CA Value: Value Confidence: Prior BPO Value: Date:07/15/2015 Loan ID:- Tracking ID: High Market Condition (ZIP 32940) $180,000 $197,000 94 $175,000 Benchmark Date: AVM Value Variance: UPB: BPO Value Variance: 07/10/-% $175,021 2.86% Price Performance (1year): Inventory Remaining: Price Forecast (1year): Foreclosure Activity: 7.14% 3 months 6.69% MODERATE Similarity Analysis Subject Subject Subject Subject Subject List Price: Price/SqFt : SqFt: Age: Lot Size: Subject Similarity Index Rating (Out of 100): 75 Value: $180,000 Comparables Average Price/SqFt: $98 Comparables Average SqFt: 2,136 Comparables Average Age: 13.05 Comparables Average Lot Size: 7,321 sf N/A $95 1,892 13 6,098 sf Variance: Variance: Variance: Variance: Variance: N/A -3.48% -11.43% -0.38% -16.72% Property Information County: BREVARD Land: 6098 Sld Price: 239,900 Property Type: SINGLE FAMILY Yr Built: 2002 Sld Date: 04/18/2005 Beds: 3 Carrier Route: R081 List Price: 239,900 Baths: 2 Asd Value: 122,500 List Date: 03/01/2005 SqFt: 1892 Asd Yr: 2014 Off Mkt Date: Additional Information Parcel Number:26 -36-26-SJ-000CC- Legal Description: GRAND HAVEN PHASE ONE LOT 10 BLK CC Owner: FREE,DWAYNE L & NANCY J Last Sale 1st Loan: 178,900 Last Sale 2nd Loan: Last Refi 1st Loan: Last Refi 2nd Loan: Census Tract: 641281 View: Floor Count: 1 Land Value: Basement: Improvements: Pool: Y Market Value: 127,960 Date: Date: Zoning: RU-1-7 Type: V Type: Type: Type: Lender: COUNTRYWIDE HOME LOANS INC Lender: Lender: Lender: Property Characteristics Comparison Benchmark Public Record MLS Number of Bedrooms Number of Bathrooms Full Number of Bathrooms Partial Total Number of Rooms Land Area Living Area Year Built Property Type View Sold Date Sold Price List Date List Price 3 2 3 2 3 2 - SFD - RSFR - SFR 4/18/- 3/31/-/1/- RID#- Copyright ©- Collateral Analytics LLC. All rights reserved. Typical Typical Typical Typical 4046 FOUR LAKES DR MELBOURNE FL 32940 Vendor: Risk Score (1 to 100): 9 Benchmark Valuation: $180,000 Low Medium Date:07/15/2015 Loan ID:- Tracking ID: High Property Information County: BREVARD Land: 6098 Sld Price: 239,900 Property Type: SINGLE FAMILY Yr Built: 2002 Sld Date: 04/18/2005 Beds: 3 Carrier Route: R081 List Price: 239,900 Baths: 2 Asd Value: 122,500 List Date: 03/01/2005 SqFt: 1892 Asd Yr: 2014 Off Mkt Date: List/Sold Comparable Scoring Subject Sold 1 Sold 2 List 1 Sold 3 List 2 List 3 Address 4046 Four Lakes Dr . 4968 Alamanda Drive Melbourne 4931 Spinet Drive Melbourne 3420 Deer Lakes Drive Melbourne 4276 Long Leaf Drive Melbourne 5232 Outlook Drive Melbourne 4822 Outlook Drive Melbourne Zip 32940 Zip- SqFt $/SqFt 1,465 $123 SqFt $/SqFt . . . . . . . . . . . . Value $180,000 Value $178,000 $178,900 $189,900 $185,000 $190,000 $189,900 Date Date 05/28/2015 02/25/2015 04/25/2015 03/09/2015 06/28/2015 05/15/2015 Age 13 Age- Land 6,098 Land 8,712 6,534 9,583 8,276 5,663 6,534 Proximity Proximity 0.56* 0.31* 1.32 0.47* 1.26 1.08 Type Type standard standard standard standard standard standard Condition Average Condition Average Average Average Average Average Average Score Score- Age 13 Age- Land 6,098 Land 6,098 6,098 6,098 6,534 6,098 6,098 14,810 8,276 7,405 9,147 6,098 6,969 6,098 6,098 6,534 Proximity Proximity- Type Type standard standard standard standard standard standard standard reo reo standard standard standard standard standard standard Condition Average Condition Average Average Average Average Average Average Average Average Average Average Average Average Average Average Average Score Score- Risk Profiler List/Sold Comparable Scoring Subject Sold 1 Sold 2 Sold 3 Sold 4 Sold 5 Sold 6 Sold 7 Sold 8 Sold 9 Sold 10 List 1 List 2 List 3 List 4 List 5 Address 4046 FOUR LAKES DR . 4056 FOUR LAKES DR 4087 FOUR LAKES DR 4416 FOUR LAKES DR 4931 SPINET DR 4077 FOUR LAKES DR 4406 FOUR LAKES DR 5053 THYMELEAF CT 4972 MANDOLIN CT 5126 MANSFORD PL 4983 MANDOLIN CT 4196 FOUR LAKES DR 3966 FOUR LAKES DR 4076 FOUR LAKES DR 5287 MANSFORD PL 4616 FOUR LAKES DR Zip 32940 Zip- SqFt $/SqFt 1,892 $104 SqFt $/SqFt 2,255 $97 . . 1,875 $104 1,664 $108 . . 2,248 $111 . . 1,820 $92 2,182 $84 2,156 $88 1,860 $107 2,255 $102 2,255 $97 2,810 $100 2,254 $93 Value $197,000 Value $219,000 $210,000 $194,900 $178,900 $178,000 $250,000 $220,000 $168,000 $183,500 $190,000 $199,450 $229,900 $219,000 $279,900 $208,900 Date Date 05/29/2015 09/17/2014 08/15/2014 02/26/2015 07/09/2014 05/01/2015 08/08/2014 12/19/2014 10/03/2014 10/01/2014 06/15/2015 03/31/2015 07/02/2015 07/03/2015 01/31/2015 . Risk Profiler Sold RID#- Risk Profiler List Sold List Copyright ©- Collateral Analytics LLC. All rights reserved. 4046 FOUR LAKES DR MELBOURNE FL 32940 Vendor: Risk Score (1 to 100): 9 Benchmark Valuation: $180,000 Low Medium High HomePriceTrends Charts RID#- Copyright ©- Collateral Analytics LLC. All rights reserved. Date:07/15/2015 Loan ID:- Tracking ID: 4046 FOUR LAKES DR MELBOURNE FL 32940 Vendor: Risk Score (1 to 100): 9 Benchmark Valuation: $180,000 Low Medium High Date:07/15/2015 Loan ID:- Tracking ID: High Risk Questions 1. Is the Unpaid Principal Balance greater than or equal to $1,000,000 2. Is the Unpaid Principal Balance less than $60,000 and Is AVM Confidence Score greater than 79 and Is the AVM Absolute Percent Variance greater than 9.9 and Is the AVM Absolute Dollar Variance greater than $10,000 3. Is the Subject Property Type Land only 4. Is the BPO Value less than $5,000 5. Is the BPO Value greater than or equal to $1,000,000 6. Is the BPO above grade GLA less or equal to 500 Square Feet and Is the BPO Value greater or equal to $250,000 7. Is the AVM Confidence Score greater than 79 and Is the absolute variance between the AVM value and BPO Value greater than 30% and Is the absolute Dollar Variance greater than $30,000 8. Is the Subject Property a new construction 9. Is property currently impacted by Disaster = Yes 10. Is there evidence of a disaster 11. Red Flag = Stigma 12. No AVM Hit 13. Is the absolute variance between the BPO value and prior BPO value greater than 30% and is the absolute Dollar Variance greater than $30,000 RID#- Copyright ©- Collateral Analytics LLC. All rights reserved. 4046 FOUR LAKES DR MELBOURNE FL 32940 Market Condition Score: Good Loan No:- Ref No: Date: 07/15/2015 Retro Dt: 7/10/2015 Property Information County: BREVARD Land: 6098 Sld Price: 239,900 Property Type: SINGLE FAMILY Yr Built: 2002 Sld Date: 04/18/2005 Beds: 3 Carrier Route: R081 List Price: 239,900 Baths: 2 Asd Value: 122,500 List Date: 03/01/2005 SqFt: 1892 Asd Yr: 2014 Off Mkt Date: Market Conditions Analysis Inventory Analysis Total # of Comparable Sales (Settled) Absorption Rate (Total Sales/Months) Total # of Comparable Active Listings Months of Housing supply (Total Listings/Ab. Rate) Prior 7-12 Months- - Prior 4-6 Months- Current - 3 Months % Change -31% -31% -22% 11% Overall Trend declining declining declining increasing Median Sale & List Price, DOM, Sale/List % Median Comparable Sale Price Median Comparable Sales Days on Market Median Comparable List Price Median Comparable Listings Days on Market Median Sale Price as % of List Price Prior 7-12 Months $253,000 79 $294,-% Prior 4-6 Months $265,000 72 $304,-% Current - 3 Months $266,750 76 $364,-% % Change -3% -8% 24% 0% 1% Overall Trend stable stable increasing stable stable Foreclosure & REO & Short Sale Analysis Foreclosure Sales REO Sales Short Sales Foreclosure % of Regular & REO Sales Prior 7-12 Months 5 8 4 17% Prior 4-6 Months 3 2 3 33% Current - 3 Months 1 0 3 7% % Change -43% -70% 167% -3% Overall Trend declining declining increasing stable Disclaimer: This estimate of market value is computer generated by the application of various mathematical formulas and techniques proprietary to Collateral Analytics LLC to available public record, local market and proprietary data. This report has not been prepared by a licensed appraiser nor does it constitute an appraisal of the subject property and should not be relied upon as such. The data used to generate this report does not include information that could be derived from an inspection of the subject property and its surroundings. The condition of the property could greatly affect the accuracy of the estimate of value. The data and the information derived from the data in this report is provided as available and “AS IS” and is intended for internal asset valuation use only. All uses are at the user’s sole risk. Collateral Analytics LLC is not liable for the accuracy of the data or information provided in this report. The accuracy of the data and methodologies used are deemed reliable but are not warranted or guaranteed. The charts and graphs contained herein are computer generated by the application of various mathematical formulas and techniques proprietary to Collateral Analytics LLC to available public record, local market and proprietary data compiled by Collateral Analytics LLC. Such data is deemed reliable but may not be complete or accurate in all cases and is not guaranteed. Collateral Analytics, LLC is not liable for the accuracy of the information provided. The information displayed in these graphics is provided “AS IS” and is intended for internal asset valuation use only. All uses are at the user’s sole risk. RID#- Copyright ©- Collateral Analytics LLC. All rights reserved.