My Journey as a Banker
A Dream Takes Shape
In September 2008, the world was reeling from a financial crisis that would reshape the global
economy. While banks were collapsing and economies were crumbling, I stood at the threshold
of my career, filled with ambition and armed with nothing but hope. Fresh from my accounting
studies, I walked through the doors of Oceanic Bank for the first time, my heart pounding with
anticipation. The marble floors gleamed under fluorescent lights, and the air carried the scent of
fresh paper and possibility.
I was about to embark on a journey that would define the next decade of my life, though I had
no idea then how dramatically it would end.
Building Skills and Character
My first role as a teller was humble but essential. Behind that bulletproof glass, I was the face of
the bank to thousands of customers. Each transaction was a small story—a mother depositing
her child's school fees, a small business owner making his daily deposit, an elderly man
checking his pension balance with trembling hands. I learned that banking wasn't just about
numbers; it was about people's dreams, fears, and futures.
The transition to Ecobank marked a new chapter. The institution was larger, more complex, and
offered greater opportunities for growth. As I settled into my new environment, I continued my
education, pursuing the prestigious ACCA qualification. Late nights became my companion as I
balanced work responsibilities with study materials, coffee cups accumulated on my desk, and
determination became my closest ally.
But I wasn't content with just accounting. Something stirred within me—a desire to understand
the broader world, to communicate better, to tell stories that mattered. This led me to pursue a
second bachelor's degree in Mass Communication and Journalism. My colleagues thought I
was mad, juggling two demanding fields, but I knew that effective communication would be
crucial in the banking world.
Climbing the Corporate Ladder
Progress in banking is methodical, like climbing a mountain with clearly marked paths. From
teller, I advanced to customer service officer, where I learned the art of problem-solving and
relationship management. Every complaint was a puzzle to solve, every satisfied customer a
small victory. My communication skills, honed through journalism studies, proved invaluable as I
navigated difficult conversations and built trust with customers.
The promotion to cash officer brought new responsibilities and challenges. I was now handling
larger sums, managing cash flows, and ensuring the bank's operations ran smoothly. The
weight of responsibility was immense—one mistake could cost the bank thousands, could affect
people's livelihoods. The pressure was intense, but it forged me into a meticulous professional.
As cash movement officer, I reached what felt like a peak. I was responsible for coordinating
the movement of hundreds millions of naira across branches, ensuring liquidity, and maintaining
the delicate balance that kept the bank functioning. The role required strategic thinking, precise
execution, and unwavering attention to detail since I would interface with both my bank and the
central bank, which is the regulatory authority - on daily basis.
The Recognition: Excellence Acknowledged
Hard work has its rewards, and mine came in the form of several awards for outstanding
performance. Each certificate, each recognition ceremony, each handshake from senior
management felt like validation of the countless hours I'd invested. My colleagues looked up to
me, my superiors trusted me with critical responsibilities, and my family beamed with pride.
I had become more than just an employee; I was a banking professional in the truest sense. My
expertise spanned multiple areas—from technical accounting knowledge to customer relations,
from cash management to strategic communications. I had built a reputation as someone who
could be counted on, someone who delivered results.
The future looked bright. After eleven years of dedicated service, I was positioned for senior
management roles. The sacrifices—the missed family dinners, the weekend work, the constant
learning—all seemed worth it. I was about to reap the rewards of my persistence and
dedication.
When Dreams Collide with Reality
Then came August, 2019—a year that would shatter everything I had built.
The morning started like any other. I arrived at the office, reviewed my emails, and prepared for
another day of ensuring the bank's cash operations ran smoothly. But something was different.
Hushed conversations in corridors, closed-door meetings, and the tension in the air that
precedes major announcements.
When I got back to my desk to resume properly for the day, I saw an unfriendly mail in my inbox,
I felt a knot form in my stomach. As I tried to read through the mail, I got a call almost
immediately from the regional operations manager; He's my line supervisor; He was in copy. In
corporate speech softened by practiced phrases, he announced what would become known as
"right-sizing"—a euphemism for mass layoffs.
Over three thousand employees, including myself, were being let go nationwide. The bank, in its
effort to streamline operations and cut costs, had decided our services were no longer required.
The compensation package was inadequate, a mere fraction of what we deserved after years of
loyal service.
I sat in that office, surrounded by colleagues who had become family, listening to the death knell
of careers we had spent over a decade building. Notable amongst them include Pius, Ken,Tina,
and others. The irony wasn't lost on me—we were being laid off by an institution we had helped
build, strengthen, and sustain through our dedication.
When the Foundation Crumbles
The immediate aftermath was devastating. The steady income that had supported not just me
but an entire network of dependents—family members, friends, and others who had come to
rely on my stability—was gone overnight. Bills continued to arrive, responsibilities remained, but
the means to meet them had vanished.
The psychological impact was perhaps even more severe than the financial one. I had defined
myself through my work, my achievements, my steady climb up the corporate ladder. Suddenly,
I was adrift, my professional identity stripped away without warning or adequate explanation.
The job market was unforgiving. Thousands of experienced bankers were suddenly competing
for the same positions. Age worked against us—we were too experienced for entry-level roles,
too expensive for institutions looking to cut costs. The very expertise that had once been our
strength now seemed like a liability.
The Reflection: A Universal Story
As I struggled to rebuild my career and life, I realized that my story wasn't unique. Across our
economy, thousands of professionals faced similar upheavals. The promise of corporate
loyalty—that dedication and hard work would be rewarded with job security—had proven to be
an illusion.
The banking industry, once seen as the epitome of stability and prestige, had become a casualty
of global economic pressures and changing business models. The human cost of these
corporate decisions was immense, affecting not just the employees but entire communities that
depended on their economic contribution.
My journey from hopeful graduate to experienced professional to unexpected job seeker
reflected the broader challenges facing our economy. The disconnect between corporate profits
and employee welfare, the vulnerability of even the most dedicated workers to economic forces
beyond their control, and the inadequacy of social safety nets for displaced professionals.
Finding Meaning in the Struggle
The end of my banking career wasn't the end of my story—it was a transformation. The skills I
had developed, the relationships I had built, and the resilience I had gained through years of
climbing the corporate ladder became the foundation for a new chapter.
My journalism background, once a side interest, became a valuable asset as I began to tell the
stories of displaced workers, to assist businesses and individuals alike in ghostwriting needs,
and to help others navigate similar challenges. The communication skills that had served me
well in banking now served a broader purpose, even in real estate.
The awards and recognition I had received were no longer just personal achievements; they
were proof that excellence and dedication matter, even when institutions fail to recognize them.
They became the credentials that opened new doors, the evidence of my ability to excel in
whatever field I chose to pursue.
Lessons from the Journey
Looking back on my banking journey, I see it not as a career cut short but as a complete story
with its own arc and meaning. It taught me that professional success is important, but it
shouldn't be the sole foundation of one's identity. It showed me that institutions are fragile, but
the skills and character we develop are portable.
The experience of being laid off, while painful, revealed reserves of strength I didn't know I
possessed. It forced me to diversify my skills, to build networks beyond a single industry, and to
create multiple sources of security rather than relying on one employer.
Most importantly, it taught me empathy. Having experienced the vulnerability of job loss, I
understand the struggles of others facing similar challenges. My story resonates with so many
people in our economy because it represents the broader tension between individual ambition
and systemic instability.
The banking industry gave me technical skills, professional discipline, and a deep
understanding of how financial systems work. But the journey also gave me something more
valuable—the knowledge that resilience, adaptability, and the ability to tell our stories are the
most important tools we can possess in an uncertain world.
Today, as I continue to build new paths forward, I carry with me the lessons learned from eleven
years in banking. The young man who walked into Oceanic Bank in 2008 was full of hope and
ambition. The person who walked out of Ecobank in 2019 was wiser, more resilient, and better
equipped to face whatever challenges lay ahead.
The journey continues, but the story of my banking career remains a testament to the power of
perseverance, the importance of continuous learning, and the resilience of the human spirit in
the face of institutional indifference. It's a story that belongs not just to me, but to all who have
faced similar challenges in our evolving economy.
In the end, we are more than our jobs, more than our titles, and more than the institutions that
employ us. We are the sum of our experiences, the product of our choices, and the authors of
our own stories. And sometimes, the most powerful stories are the ones that don't end the way
we planned.